Kredmo's General Disclaimers

Kredmo Pty Ltd ACN 624 938 932 is not a credit provider and does not provide personal financial or professional advice or credit assistance. Kredmo Pty Ltd is an Australian Credit License holder 518788. The information published on this site/page is of a general nature only and does not consider your personal objectives, financial situation or particular needs. The information published on this site/page should not be relied upon as a substitute for personal financial or professional advice. Kredmo strongly recommends that you seek independent advice before you apply for any product or service, which is described on the site/page.

Kredmo is permitted to provide you with factual information that is sourced from external credit providers and not from Kredmo itself. Kredmo neither acts, nor intends to act, as a credit provider or a provider of credit assistance to you when it suggests or assists you to: apply for credit from; increase your credit limit with; or remain in a commercial relationship with, a particular credit provider.

If Kredmo refers you to a credit provider or provider of credit assistance you will be dealing directly with that provider and not with Kredmo. As such, Kredmo accepts no liability in respect of any financial products which you elect to acquire from any credit provider.

The information on this website inclusive of articles, learning centre pages, blog posts should not be considered as constituting credit advice or assistance. The tools provided (and the results that they give) are for illustrative purposes only and should also not be taken as constituting credit advice or assistance.

Even if you meet the minimum criteria of a credit product, such information is intended only to be a guide. Applications may still get rejected by a credit provider (bank) even if you can answer yes to all the minimum criteria. The final decision regarding any application for a credit product is solely with the relevant credit provider and subject to their credit criteria and approval process.

Products on this Site

We are normally made aware of changes to product information and make every effort to ensure that the information on this website is updated accordingly. However, some changes may occur without us being notified and the information is presented without warranty. Ensure you check any information or the results of using any tool if you intend to rely on them. If you find any error or omission in relation to the information on this website or an error in the completeness or correctness of the results of tools then we would appreciate your feedback so that we can fix it.

Please also note that the range of products listed on this website include many from major banks, smaller banks, mutuals, building societies, credit unions and other credit card issuers and include products made available from advertisers. This website may not include all of the credit cards on the market in Australia.

Product information displayed on the site comes from a variety of sources, including directly from the financial institutions and from our own research. Editorial standards apply to copy written by Kredmo for products listed in comparison tables. We make every reasonable effort to ensure that product information, published on this site, that is not supplied to us directly by advertisers, is accurate.