St.George Credit Cards Compare Rates, Points & Perks
Unlock fantastic benefits with St. George Credit Cards! Experience Australia's leading cards with rewards, low fees, and a unique concierge service.
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See which cards could give you the most value based on your spending.
Credit Card
- Bonus Offer
- Points Per $
- Annual Fee
- Net Rewards
St.George Amplify Signature
- Bonus Offer 200,000
Amplify Points - Points Per $ 0.5 - 3 pts
- Annual Fee $295
- Net Rewards $-
Breakdown of Yearly Net Value
Year 1: -$199$0
Signup Bonus$0 Point Earn$199
Annual FeeYear 2: -$295$0 Signup Bonus$0 Point Earn$295 Annual FeeTotal Net Value -$199Total Net Value -$295
St.George Amplify Signature
- Priority Pass Lounge Access
- Frequent Flyer PointsFrequent Flyer PointsAirport Lounge Access2 Priority Pass airport lounge visits each year to over 1,900+ lounges worldwideTravel InsuranceDomestic & International Travel InsuranceShopping ProtectionPurchase ProtectionConcierge ServiceConcierge ServiceHotelVisa Luxury Hotel CollectionMobile PayApple Pay, Samsung Pay, Google PayEntertainmentVisa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $295
Minimum Credit Limit: $15,000
Annual Fee Offer: $199 in 1st year or $99 for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Entertainment: Visa Entertainment
Airport Lounge: 2 Priority Pass airport lounge visits each year to over 1,900+ lounges worldwide
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 200,000 Amplify Points . 100,000 Amplify points when you spend $12,000 on eligible purchases within the first year from approval. Then another 100,000 Amplify points when you spend $12,000 on eligible purchase in year 2. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 2 Amplify points on everyday spend and 1 Amplify point on all other purchases. 3 Amplify points on international spend. After $10,000 spend you will earn 0.5 Reward points after in each statement period.
Point Earning Limit: Partially Capped
Flyer Points Conversion Rate: 1 Amplify point = 0.5 Velocity points.
Redeem Points: 11,100 Amplify Points gets you a $50 e-gift card. 5,900 Velocity points you can fly from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges.
St.George Amplify Qantas Signature
- Bonus Offer 150,000
Qantas Points - Points Per $ 0.25 - 1.2 pts
- Annual Fee $370
- Net Rewards $-
Breakdown of Yearly Net Value
Year 1: -$275$0 Signup Bonus$0 Point Earn$275 Annual FeeYear 2: -$370$0 Signup Bonus$0 Point Earn$370 Annual FeeTotal Net Value -$275Total Net Value -$370
St.George Amplify Qantas Signature
- Top 5 Premium
- Top 3 Frequent Flyer Points
- Qantas Lounge Access
- Frequent Flyer PointsFrequent Flyer PointsAirport Lounge Access2 Qantas Club Lounge visits each yearTravel InsuranceDomestic & International Travel InsuranceShopping ProtectionPurchase ProtectionConcierge ServiceConcierge ServiceHotelVisa Luxury Hotel CollectionMobile PayApple Pay, Samsung Pay, Google PayEntertainmentVisa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $370
Minimum Credit Limit: $15,000
Annual Fee Offer: $275 in 1st year for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Entertainment: Visa Entertainment
Airport Lounge: 2 Qantas Club Lounge visits each year
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 150,000 Qantas Points . 90,000 Qantas points when you spend $6,000 on eligible purchases within 120 days from approval. Then 60,000 Qantas points after you spend $6,000 on eligible purchase withi the first 120 days in the second year. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 0.8 Qantas points on everyday spend and 0.5 Qantas points on all other purchases. 1.2 Qantas points on international spend. After $10,000 spend you will earn 0.25 Qantas points after in each statement period.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
St.George Amplify Qantas Platinum
- Bonus Offer 100,000
Qantas Points - Points Per $ 0.2 - 0.75 pts
- Annual Fee $250
- Net Rewards $-
Breakdown of Yearly Net Value
Year 1: -$174$0 Signup Bonus$0 Point Earn$174 Annual FeeYear 2: -$250$0 Signup Bonus$0 Point Earn$250 Annual FeeTotal Net Value -$174Total Net Value -$250
St.George Amplify Qantas Platinum
- Frequent Flyer PointsFrequent Flyer PointsTravel InsuranceDomestic & International Travel InsuranceShopping ProtectionPurchase ProtectionHotelVisa Luxury Hotel CollectionMobile PayApple Pay, Samsung Pay, Google PayEntertainmentVisa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $250
Minimum Credit Limit: $6,000
Annual Fee Offer: $174 in 1st year for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Entertainment: Visa Entertainment
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 100,000 Qantas Points . 70,000 Qantas point when you spend $4,000 on eligible purchases within 90 days from approval. Then 30,000 Qantas points when you spend $4,000 on eligible purchases within the first 90 days in year 2. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 0.5 Qantas points on everyday spend and 0.35 Qantas points on all other purchases. 0.75 Qantas points on international spend. After $5,000 spend you will earn 0.2 Qantas points after in each statement period.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
St.George Amplify Platinum
- Bonus Offer 100,000
Amplify Points - Points Per $ 0.5 - 2 pts
- Annual Fee $175
- Net Rewards $-
Breakdown of Yearly Net Value
Year 1: -$99$0 Signup Bonus$0 Point Earn$99 Annual FeeYear 2: -$175$0 Signup Bonus$0 Point Earn$175 Annual FeeTotal Net Value -$99Total Net Value -$175
St.George Amplify Platinum
- Frequent Flyer PointsFrequent Flyer PointsTravel InsuranceDomestic & International Travel InsuranceShopping ProtectionPurchase ProtectionHotelVisa Luxury Hotel CollectionMobile PayApple Pay, Samsung Pay, Google PayEntertainmentVisa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $175
Minimum Credit Limit: $6,000
Annual Fee Offer: $99 in 1st year or $49 for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Entertainment: Visa Entertainment
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 100,000 Amplify Points . 75,000 Amplify points when you spend $3,000 on eligible purchases within 90 days from approval in the first year. Then 25,000 Amplify points after your first eligible purchase in year 2. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 1.25 Amplify points on everyday spend and 1 Amplify point on all other purchases. 2 Amplify points on international spend. After $5,000 spend you will earn 0.5 Reward points after in each statement period.
Point Earning Limit: Partially Capped
Flyer Points Conversion Rate: 1 Amplify point = 0.5 Velocity points.
Redeem Points: 11,100 Amplify Points gets you a $50 gift card. 5,900 Velocity points you can fly from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges.
Credit Card
- Rate
- Rate Offer
- Annual Fee
- BT Offer
- Min Income
St.George Vertigo
- Rate 13.99%
- Rate Offer -
- Annual Fee $55
- BT Offer 0% for 20 months
- Min Income $0
St.George Vertigo
- Top 5 Balance Transfer Offers
- Top 3 Cashback Offers
- $450 Cashback
- Mobile PayApple Pay, Samsung Pay, Google PayEntertainmentVisa Entertainment
Purchase Interest Rate: 13.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $55
Minimum Credit Limit: $500
Annual Fee Offer: $0 in 1st year for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Entertainment: Visa Entertainment
Balance Transfer Rate: 0% p.a. for 20 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 3%
Interest Free Days With BT: Yes
BT After Rate: 21.99% p.a.
BT After Rate: 21.99% p.a.
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