Qantas Rewards Credit Cards

Compare the best Qantas rewards credit cards for 2026. Earn up to 150,000 bonus Qantas points, find $0 annual fee offers, and enjoy premium perks like lounge access and discounted flights.

Checked by Kredmo team.

Updated on 20 Aug, 2026
Select reward type
(Select Rewards Type)
icon
Cash
icon
Gift Cards
icon
Domestic Flights
icon
International Flights
(Enter Custom Monthly Spend)

Results

23 Credit Cards
Sort By: Default
All Filters
All Filters

Credit Card

  • Bonus Offer
  • Flyer Points Per $
  • Annual Fee
  • Net Rewards
Qantas Money Titanium
Qantas Money Titanium
  • Bonus Offer 150,000
    Qantas Points
  • Flyer Points Per $ 1.25 - 3.25
  • Annual Fee $1,200
  • Net Rewards
    $-
Qantas Money Titanium
  • Top 3 Premium
  • Top 5 Travel Perks
  • $400 Qantas Luxury Holidays Voucher
  • Qantas Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Qantas Club or Qantas International Business Lounge entries each year. 2 Qantas International First Lounges invitations per year
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Dining
    Qantas Wine Premium Membership
Purchase Interest Rate: 19.99% p.a.
Minimum Credit Limit: $15,000
Annual Fee: $1200
Additional Cardholders: Up to 4 additional cardholders for $100 annual fee per card
Interest Free Days: 44 days
Minimum Repayment: Greater of $30 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $30
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Dining: Qantas Wine Premium Membership
Travel Credit: $400 Qantas Luxury Holidays Voucher
Concierge Service: Yes
Airport Lounge: 2 Qantas Club or Qantas International Business Lounge entries each year. 2 Qantas International First Lounges invitations per year
Bonus Points Offer: 150,000 Qantas Points when you spend $5,000 on eligible purchases within 90 days of card approval.
Points Per $1 Spend: 1.25 Qantas points on domestic spend up to $12,500 and then 0.5 Qantas points after in each statement period. 2 Qantas points on international purchases. 2 bonus points on eligible Qantas services.
Point Earning Limit: Uncapped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
Westpac Altitude Qantas Black
Westpac Altitude Qantas Black
  • Bonus Offer 150,000
    Qantas Points
  • Flyer Points Per $ 0.25 - 1.5
  • Annual Fee $370
  • Net Rewards
    $-
Westpac Altitude Qantas Black
  • Qantas Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Qantas Club complimentary invitations each year
    Travel Insurance
    International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Mobile Pay
    Apple Pay, Fitpay, Google Pay, Samsung Pay
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $370
Minimum Credit Limit: $6,000
Annual Fee Offer: $275 in 1st year for existing Westpac customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 45 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Fitpay, Google Pay, Samsung Pay
Travel Insurance: International Travel Insurance
Airport Lounge: 2 Qantas Club complimentary invitations each year
Bonus Points Offer: 150,000 Qantas Points . 90,000 Qantas points when you spend $6,000 on eligible purchases within 90 days from approval. Then another 6,000 Qantas points when you spend $6,000 on eligible purchase in year 2. Offer excludes customers who hold/held Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months.
Points Per $1 Spend: 1.2 Qantas points on international spend. 0.8 Qantas points on everyday purchases and 0.5 Qantas points on all other purchases, then after you reach $10,000 spend you'll earn 0.25 Qantas points per $1 spent in each statement period. 1 bonus Qantas point or more with Qantas product, services or partners.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
St.George Amplify Qantas Signature
St.George Amplify Qantas Signature
  • Bonus Offer 150,000
    Qantas Points
  • Flyer Points Per $ 0.25 - 1.2
  • Annual Fee $370
  • Net Rewards
    $-
St.George Amplify Qantas Signature
  • Top 5 Premium
  • Top 3 Frequent Flyer Points
  • Qantas Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Qantas Club Lounge visits each year
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Hotel
    Visa Luxury Hotel Collection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
    Entertainment
    Visa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $370
Minimum Credit Limit: $15,000
Annual Fee Offer: $275 in 1st year for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Entertainment: Visa Entertainment
Airport Lounge: 2 Qantas Club Lounge visits each year
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 150,000 Qantas Points . 90,000 Qantas points when you spend $6,000 on eligible purchases within 120 days from approval. Then 60,000 Qantas points after you spend $6,000 on eligible purchase withi the first 120 days in the second year. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 0.8 Qantas points on everyday spend and 0.5 Qantas points on all other purchases. 1.2 Qantas points on international spend. After $10,000 spend you will earn 0.25 Qantas points after in each statement period.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
NAB Qantas Rewards Signature
NAB Qantas Rewards Signature
  • Bonus Offer 130,000
    Qantas Points
  • Flyer Points Per $ 1 - 2
  • Annual Fee $420
  • Net Rewards
    $-
NAB Qantas Rewards Signature
  • $250 Cashback
  • Frequent Flyer Points
    Qantas Frequent Flyer
    Travel Services
    Free Qantas Frequent Flyer membership
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
    Entertainment
    Visa Premium Access
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.74% p.a.
Annual Fee: $420
Minimum Credit Limit: $15,000
Annual Fee Offer: $320 in 1st year for existing customers
Additional Cardholders: No fee for additional cardholder
Interest Free Days: 44 days
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Travel Insurance: Domestic & International Travel Insurance
Entertainment: Visa Premium Access
Travel Services: Free Qantas Frequent Flyer membership
Bonus Points Offer: 130,000 Qantas Points . 100,000 Qantas points and $250 cashback when you spend $5,000 on everyday purchases within 90 days of the account opening. 30,000 Qantas points when you keep your card for over 12 months. Offer is not available to cutomers who have or were entitled to receive a NAB Qantas bonus points offer for a new NAB Qantas Rewards card within the last 18 months.
Cashback Offer: $250 when you spend $5,000 on everyday purchases within 60 days of the account opening
Point Earning Limit: Capped
Points Per $1 Spend: 1 Qantas point on everyday purchases up to $5,000 and then 0.5 Qantas points after up to $20,000 in each statement period. 1 bonus Qantas point on eligible Qantas services.
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
Qantas American Express Ultimate
Qantas American Express Ultimate
  • Bonus Offer 120,000
    Qantas Points
  • Flyer Points Per $ 1.25 - 2.25
  • Annual Fee $450
  • Net Rewards
    $-
Qantas American Express Ultimate
  • Top 3 Frequent Flyer Points
  • Top 5 Travel Perks
  • $450 Qantas Travel Credit Per Year
  • Centurion & Qantas Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Centurion Lounge entries to Sydney or Melbourne International airports each year and 2 Qantas Club lounge invitations per year after first spend on selected Qantas products and services
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Refund Protection
    Dining
    Qantas Wine Premium Membership
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $3,000
Annual Fee: $450
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 44 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Credit: $450 Qantas Travel Credit Per Year
Dining: Qantas Wine Premium Membership
Airport Lounge: 2 Centurion Lounge entries to Sydney or Melbourne International airports each year and 2 Qantas Club lounge invitations per year after first spend on selected Qantas products and services
Bonus Points Offer: 120,000 Qantas Points when you spend $3,000 within the first 3 months. Only available to new customers and non-members of American Express credit cards for over 18 months.
Points Per $1 Spend: 1.25 Qantas point on everyday purchases. 0.5 Qantas points on purchases at government bodies in Australia. 2.25 Qantas points on eligible Qantas products & services.
Point Earning Limit: Partially Uncapped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
Westpac Altitude Qantas Platinum
Westpac Altitude Qantas Platinum
  • Bonus Offer 100,000
    Qantas Points
  • Flyer Points Per $ 0.2 - 1.35
  • Annual Fee $250
  • Net Rewards
    $-
Westpac Altitude Qantas Platinum
  • Frequent Flyer Points
    Frequent Flyer Points
    Travel Insurance
    International Travel Insurance
    Shopping Protection
    Purchase Protection
    Mobile Pay
    Apple Pay, Fitpay, Google Pay, Samsung Pay
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $250
Minimum Credit Limit: $3,000
Annual Fee Offer: $174 in 1st year for existing Westpac customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 45 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Mobile Pay: Apple Pay, Fitpay, Google Pay, Samsung Pay
Travel Insurance: International Travel Insurance
Bonus Points Offer: 100,000 Qantas Points . 70,000 Qantas points when you spend $4,000 on eligible purchases within 90 days from approval. Then in your second year, earn another 30,000 Qantas points when you spend $4,000 within 90 days of your card opened date anniversary. Offer excludes customers who hold or have held Altitude Platinum or Altitude Black card with Altitude Rewards, Qantas or Velocity in the last 24 months.
Points Per $1 Spend: 0.75 Qantas points on international spend. 0.5 Qantas points on everyday purchases and 0.35 Qantas points on all other purchases, then after you reach $5,000 spend you'll earn 0.2 Qantas points per $1 spent in each statement period.Earn 1 bonus Qantas point or more with Qantas product, services or partners.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
NAB Qantas Rewards Premium
NAB Qantas Rewards Premium
  • Bonus Offer 100,000
    Qantas Points
  • Flyer Points Per $ 0.66 - 1
  • Annual Fee $295
  • Net Rewards
    $-
NAB Qantas Rewards Premium
  • $150 Cashback
  • Frequent Flyer Points
    Qantas Frequent Flyer
    Travel Services
    Free Qantas Frequent Flyer membership
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
    Entertainment
    Visa Premium Access
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.74% p.a.
Annual Fee: $295
Minimum Credit Limit: $6,000
Annual Fee Offer: $195 in 1st year for existing customers
Additional Cardholders: No fee for additional cardholder
Interest Free Days: 44 days
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Concierge Service: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Travel Insurance: Domestic & International Travel Insurance
Entertainment: Visa Premium Access
Travel Services: Free Qantas Frequent Flyer membership
Bonus Points Offer: 100,000 Qantas Points . 60,000 Qantas points and $150 cashback when you spend $3,000 on everyday purchases within 90 days of the account opening. Then 40,000 Qantas points when you keep your card for over 12 months. Offer is not available to cutomers who have or were entitled to receive a NAB Qantas bonus points offer for a new NAB Qantas Rewards card within the last 18 months.
Cashback Offer: $150 when you spend $3,000 on everyday purchases within 90 days of the account opening
Point Earning Limit: Capped
Points Per $1 Spend: 0.66 Qantas points on everyday purchases up to $3,000 per statement period and 0.33 Qantas points after that up to $6,000 spend. 1 bonus Qantas point on eligible Qantas services. Free Qantas Frequent Flyer membership.
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
Bankwest Qantas World
Bankwest Qantas World
  • Bonus Offer 100,000
    Qantas Points
  • Flyer Points Per $ 0.5 - 1
  • Annual Fee $320
  • Net Rewards
    $-
Bankwest Qantas World
  • Top 5 Frequent Flyer Points
  • No Foreign Transaction Fees
  • Frequent Flyer Points
    Frequent Flyer Points
    Travel Services
    Free Qantas Frequent Flyer membership
    Travel Insurance
    International Travel Insurance
    Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 19.99% p.a.
Minimum Credit Limit: $12,000
Annual Fee: $320
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 44 days
Minimum Repayment: Greater of $20 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $25
No Foreign Transaction Fees: Yes
Travel Insurance: International Travel Insurance
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Travel Services: Free Qantas Frequent Flyer membership
Bonus Points Offer: 100,000 Qantas Points when you spend $35,000 on eligible purchases in the first 5 months and keep your card open for over 15 months. Offer is available to new credit card customers only who must not have opened a Bankwest Qantas Mastercard in the last 24 months.
Points Per $1 Spend: 1 Qantas point on the first $5,000 spent on eligible purchases per month and 0.5 Qantas points after that.
Point Earning Limit: Uncapped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
MyCard Premier Qantas
MyCard Premier Qantas
  • Bonus Offer 100,000
    Qantas Points
  • Flyer Points Per $ 0.5 - 1
  • Annual Fee $350
  • Net Rewards
    $-
MyCard Premier Qantas
  • Priority Pass Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Priority Pass airport lounge visits each year to over 1,900+ lounges worldwide
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Smartphone Screen Insurance
    Smartphone Screen Insurance
    Hotel
    Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
    Mobile Pay
    Apple Pay, Samsung Pay, Citi Pay
    Entertainment
    Up to $100 cashback on Uber Premier ride.
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $10,000
Annual Fee: $350
Maximum Credit Limit: $100,000
Interest Free Days: 44 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Entertainment: Up to $100 cashback on Uber Premier ride.
Smartphone Screen Insurance: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Airport Lounge: 2 Priority Pass airport lounge visits each year to over 1,900+ lounges worldwide
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Bonus Points Offer: 100,000 Qantas Points . 70,000 Qantas points when you spend $6,000 on eligible purchases in the first 90 days from approval. Then another 30,000 Qantas points when you keep the card open for over 12 months. Offer is not available when closing or transferring from another MyCard card or in conjunction with any other MyCard offer.
Points Per $1 Spend: 0.5 Qantas points on domestic eligible transactions. 1 Qantas point for online domestic transactions and on international purchases.
Point Earning Limit: Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
St.George Amplify Qantas Platinum
St.George Amplify Qantas Platinum
  • Bonus Offer 100,000
    Qantas Points
  • Flyer Points Per $ 0.2 - 0.75
  • Annual Fee $250
  • Net Rewards
    $-
St.George Amplify Qantas Platinum
  • Frequent Flyer Points
    Frequent Flyer Points
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Hotel
    Visa Luxury Hotel Collection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
    Entertainment
    Visa Entertainment
Purchase Interest Rate: 20.99% p.a.
Cash Advance Rate: 21.99% p.a.
Annual Fee: $250
Minimum Credit Limit: $6,000
Annual Fee Offer: $174 in 1st year for existing customers
Additional Cardholders: 1 additional cardholder at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $10 or 2% of the closing balance
Late Payment Fee: $15
Purchase Protection: Yes
Entertainment: Visa Entertainment
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Insurance: Domestic & International Travel Insurance
Hotel: Visa Luxury Hotel Collection
Bonus Points Offer: 100,000 Qantas Points . 70,000 Qantas point when you spend $4,000 on eligible purchases within 90 days from approval. Then 30,000 Qantas points when you spend $4,000 on eligible purchases within the first 90 days in year 2. Offer is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months.
Points Per $1 Spend: 0.5 Qantas points on everyday spend and 0.35 Qantas points on all other purchases. 0.75 Qantas points on international spend. After $5,000 spend you will earn 0.2 Qantas points after in each statement period.
Point Earning Limit: Partially Capped
Redeem Points: 5,700 Qantas points can fly you from Sydney to Gold Coast (one way) plus taxes, fees and carrier charges. 10,030 Qantas points can get you a $50 gift card.
Guide

Qantas Rewards Credit Cards Guide

How We Rank the Qantas Rewards Cards

At Kredmo, we use a data-driven Value Methodology to rank every card on this page:

  • icon
    Sign-Up Bonus Impact: We analyze the true value of 100k+ bonus Qantas points or cash-back offers after meeting minimum spend.
  • icon
    Points Weighted Earn Rate: We calculate the "dollar per Qantas points" value from from actual aveage Australian household spending splits (e.g., 35% Groceries, 15% Fuel, 20% Utilities) to show to best estimate what you could earn.
  • icon
    Capped and Uncapped Points: We calculate the earn rate caps or "Tiered Earn Rates" for cards with both spending amount maximums and point earning maximums.
  • icon
    Redeem Points Dollar Value: We calculate the dollar value from earned rewards points for reach rewards program for each redeem category cash back, gifts cards, domestic and international flights.
  • icon
    Cost Efficiency: We factor in the cost of the annual fee so to evaluate whether your rewards earned outweigh the annual fee or not to reveal the Year 1 Net Profit. Ensuring your rewards are an asset, not an expense.

How Kredmo Calculates Your Net Rewards $ Value

At Kredmo, we believe transparency is the key to choosing the right credit card. Our Net Rewards $ Value is a data-driven estimate of the net Rewards financial benefit you could receive during your first year of card membership.

  1. We use a specific three-step formula to convert complex bonus points or cashback offers into a clear dollar figure:

    1
    Sign-Up Bonus Valuation: We convert the headline bonus points (e.g., 100,000 points) into a dollar value based on a conservative redemption average of 0.5 to 1.0 cents per point. This represents the standard "floor value" for redemptions like digital gift cards and cashback in the Australian market.
  2. 2
    Annual Spend Projections: We calculate the points earned from your projected annual spending based on the card's specific earn rate (e.g., 1.25 points per $1 spent). We then convert
    these points into their equivalent dollar value to show what your "monthly" spending is actually worth.
  3. 3
    The 'Net Value' Deduction: To find the final figure, we subtract the first-year annual fee from the total sum of points and cash back expected to be earned. The resulting Rewards $ Value shown in our table represents your true "New Rewards $ Value"—in terms of Reward points and cash back of the value you receive after the card has paid for itself.
    Note: Our calculations assume you pay your statement balance in full each month. Because rewards credit cards carry high interest rates (often 20% p.a. or more), interest charges are not factored into this value as they would quickly negate the benefits earned.
FAQ

Got Questions?
We've Got Answers

Qantas Points are the loyalty points of the Qantas Frequent Flyer program. They are earned by making purchases with a Qantas Rewards credit card and redeemed for a variety rewards such as cashback, flights, gift cards and more.

For every dollar spent on eligible purchases earns you points. The rate at which you earn points varies depending on the type of purchase and the card you use.

• Qantas Rewards can be redeemed for flights, flight upgrades, hotel bookings, car rentals, shopping, and a range of other products and services available through the Qantas Frequent Flyer program.

Yes, different banks offer different cards, each with its own set of benefits, point earning rates, and features. Some credit cards provide additional benefits such as complimentary travel insurance, lounge access, travel credits, and free Qantas frequent flyer membership.

Absolutely! Points can be redeemed for hotel stays, car rentals, gift cards, and Qantas Store merchandise, among other things.

• Qantas Rewards points do not expire as long as you are still earning or using the points at least once every 18 months. If your account has no activity for 18 months, your points may expire.

The annual fee for most Qantas rewards credit cards varies depending on the card. Some premium cards with higher earning rates and additional benefits have higher fees can range up to $1,200 per annum fee while other lower point earn rates can have an annual fee as low as $0.

Consider the annual fee, the points earning rate, bonus point offers, the interest rate, and any additional benefits such as travel insurance or lounge passes. Compare these to your spending habits and travel objectives.

You can apply online by visiting the bank's website. You must provide personal and financial information, as well as meet eligibility requirements such as income and credit score.

Many Qantas rewards cards offer sign-up bonuses, like extra points for meeting a minimum spend in the first few months.

Yes, you can link the credit card to your existing Qantas Frequent Flyer account during the application process.

It is determined by your spending and the earning rate of the card. High spenders and cardholders with high earning rates can rack up points faster.

Redemption is dependent on availability, particularly for flights. There may be some blackout dates and other restrictions. Qantas points are valuable when redeemed for travel services.

If you plan to redeem your Qantas rewards for gift cards then using a standard rewards credit card would provide a higher value.

Trust!

Why Trust
Kredmo?

icon
  • icon
    80+ Cards Compared: We track over 20+ Australian providers to give you a full market view, not a filtered one.
  • icon
    User-First Logic: Our rankings are built on data-driven “Value Methodology,” not whether we have a partnership with provider or not.
  • icon
    Total Independence: We show you the best credit cards currently available in the Australian market and give you the tools to make the best decision for your unique financial journey.
  • icon
    Licensed: We operate under ACL 518788.