Interest Free Offer Credit Cards

Why not start with an interest free offer so that you receive 0% interest on those new purchases on your credit card. Find offers that are up to 6 months that can be great for both small and big-ticket items.

Checked by Kredmo team.

Updated on 20 Aug, 2026

Results

5 Credit Cards
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Credit Card Credit Card

  • Rate Offer
  • Rate
  • Annual Fee Offer
  • Annual Fee
  • Min Income
Bankwest Zero Classic
Bankwest Zero Classic
  • Rate Offer 0% for 6 months
  • Rate 18.99%
  • Annual Fee Offer -
  • Annual Fee $0
  • Min Income -
Bankwest Zero Classic
  • Top 3 Purchase Rate Offers
  • Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 18.99% p.a.
Minimum Credit Limit: $1,000
Annual Fee: $0
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $20 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $25
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 18.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 95% of the credit limit
Balance Transfer Fee: 3%
Interest Free Days With BT: Yes
BT After Rate: 18.99% p.a.
Bankwest Zero Platinum
Bankwest Zero Platinum
  • Rate Offer 0% for 6 months
  • Rate 18.99%
  • Annual Fee Offer -
  • Annual Fee $0
  • Min Income -
Bankwest Zero Platinum
  • Top 3 Purchase Rate Offers
  • No Foreign Transaction Fees
  • Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 18.99% p.a.
Minimum Credit Limit: $6,000
Annual Fee: $0
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $20 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $25
No Foreign Transaction Fees: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 18.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 95% of the credit limit
Balance Transfer Fee: 3%
Interest Free Days With BT: Yes
BT After Rate: 18.99% p.a.
Virgin No Annual Fee
Virgin No Annual Fee
  • Rate Offer 0% for 6 months
  • Rate 19.99%
  • Annual Fee Offer -
  • Annual Fee $0
  • Min Income $25,000
Virgin No Annual Fee
  • Mobile Pay
    Apple Pay, Samsung Pay
Purchase Interest Rate: 19.99% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $0
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: No fee for additional cardholder
Cash Advance Rate: 20.99% p.a.
Minimum Repayment: Greater of $30 or 2% of the closing balance
Late Payment Fee: $30
Mobile Pay: Apple Pay, Samsung Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 20.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 0%
Interest Free Days With BT: No
BT After Rate: 20.99% p.a.
MyCard Rewards
MyCard Rewards
  • Rate Offer 0% for 15 months
  • Rate 22.49%
  • Annual Fee Offer -
  • Annual Fee $199
  • Min Income -
MyCard Rewards
  • Top 3 Purchase Rate Offers
  • $
    Cashback
    Cashback
    Frequent Flyer Points
    Frequent Flyer Points
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Concierge Service
    Concierge Service
    Smartphone Screen Insurance
    Smartphone Screen Insurance
    Hotel
    Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
    Mobile Pay
    Apple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $199
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders for a $90 annual fee per card
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Concierge Service: Yes
Smartphone Screen Insurance: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Purchase Rate Promo: 0% p.a. for 15 months
BT After Rate: 22.49% p.a.
Balance Transfer Rate: 0% p.a. for 15 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 2%
Interest Free Days With BT: Yes
BT After Rate: 22.49% p.a.
MyCard Simplicity
MyCard Simplicity
  • Rate Offer 0% for 6 months
  • Rate 22.49%
  • Annual Fee Offer -
  • Annual Fee $0
  • Min Income -
MyCard Simplicity
  • Shopping Protection
    Purchase Protection
    Hotel
    Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
    Mobile Pay
    Apple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $0
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $0
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 22.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 0%
Interest Free Days With BT: Yes
BT After Rate: 22.99% p.a.
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