Interest free offer credit cards

Why not start with an interest free offer so that you receive 0% interest on those new purchases on your credit card. You can find offers that are up to 17 months that can be great for both small and big-ticket items.

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Credit Card

  • Purchase Rate Offer
  • Purchase Rate (p.a.)
  • Annual Fee Offer
  • Annual Fee
  • Minimum Income
ANZ Platinum
ANZ Platinum
  • Purchase Rate Offer 0% for 17 months
  • Purchase Rate (p.a.) 20.24%
  • Annual Fee Offer $0 in 1st year. $0 after if spend $20,000 yearly
  • Annual Fee $87
  • Minimum Income $0
  • Purchase Protection
  • Domestic & International Travel Insurance
  • Concierge Service
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 20.24% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 9 additional cardholders at no extra cost
Annual Fee: $87
Cash Advance Rate: 20.24% p.a.
Minimum Repayment: $25 or 2.5% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year. $0 after if spend $20,000 yearly
Minimum Credit Limit: $6,000
Late Payment Fee: $20
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Concierge Service: Yes
Purchase Rate Promo: 0% p.a. for 17 months
Commbank Low Rate
Commbank Low Rate
  • Purchase Rate Offer 0% for 16 months
  • Purchase Rate (p.a.) 13.24%
  • Annual Fee Offer -
  • Annual Fee $59
  • Minimum Income $0
  • CommBank Pay, Google Pay, Samsung Pay, Beem It Pay
    Priceless Cities
Purchase Interest Rate: 13.24% p.a.
Cash Advance Rate: 21.24% p.a.
Minimum Repayment: $25 or 2% of the closing balance, whichever is greater
Annual Fee: $59
Minimum Credit Limit: $500
Late Payment Fee: $20
Interest Free Days: 55 days
Additional Cardholders: No fee for additional cardholder
Mobile Pay: CommBank Pay, Google Pay, Samsung Pay, Beem It Pay
Entertainment: Priceless Cities
Purchase Rate Promo: 0% p.a. for 16 months
Balance Transfer Rate: 5.99% p.a. for 5 months
Balance Transfer Fee: 0%
BT Reverted Rate: 21.24% p.a.
Max BT Amount: 100% of the credit limit
Interest Free Days With BT: Yes
Bankwest Breeze Classic
Bankwest Breeze Classic
  • Purchase Rate Offer 0% for 15 months
  • Purchase Rate (p.a.) 9.9%
  • Annual Fee Offer $0 in 1st year
  • Annual Fee $49
  • Minimum Income $15,000
Purchase Interest Rate: 9.9% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Annual Fee: $49
Cash Advance Rate: 21.99% p.a.
Minimum Repayment: $20 or 2% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year
Minimum Credit Limit: $1,000
Late Payment Fee: $25
Purchase Rate Promo: 0% p.a. for 15 months
Balance Transfer Rate: 0% p.a. for 15 months
Balance Transfer Fee: 0%
BT Reverted Rate: 9.9% p.a.
Max BT Amount: 95% of the credit limit
Interest Free Days With BT: Yes

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Showing 10 out of 15 results

Credit Card

  • Purchase Rate Offer
  • Purchase Rate (p.a.)
  • Annual Fee Offer
  • Annual Fee
  • Minimum Income
ANZ Platinum
ANZ Platinum
  • Purchase Rate Offer 0% for 17 months
  • Purchase Rate (p.a.) 20.24%
  • Annual Fee Offer $0 in 1st year. $0 after if spend $20,000 yearly
  • Annual Fee $87
  • Minimum Income $0
  • Purchase Protection
  • Domestic & International Travel Insurance
  • Concierge Service
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 20.24% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 9 additional cardholders at no extra cost
Annual Fee: $87
Cash Advance Rate: 20.24% p.a.
Minimum Repayment: $25 or 2.5% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year. $0 after if spend $20,000 yearly
Minimum Credit Limit: $6,000
Late Payment Fee: $20
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Concierge Service: Yes
Purchase Rate Promo: 0% p.a. for 17 months
Commbank Low Rate
Commbank Low Rate
  • Purchase Rate Offer 0% for 16 months
  • Purchase Rate (p.a.) 13.24%
  • Annual Fee Offer -
  • Annual Fee $59
  • Minimum Income $0
  • CommBank Pay, Google Pay, Samsung Pay, Beem It Pay
    Priceless Cities
Purchase Interest Rate: 13.24% p.a.
Cash Advance Rate: 21.24% p.a.
Minimum Repayment: $25 or 2% of the closing balance, whichever is greater
Annual Fee: $59
Minimum Credit Limit: $500
Late Payment Fee: $20
Interest Free Days: 55 days
Additional Cardholders: No fee for additional cardholder
Mobile Pay: CommBank Pay, Google Pay, Samsung Pay, Beem It Pay
Entertainment: Priceless Cities
Purchase Rate Promo: 0% p.a. for 16 months
Balance Transfer Rate: 5.99% p.a. for 5 months
Balance Transfer Fee: 0%
BT Reverted Rate: 21.24% p.a.
Max BT Amount: 100% of the credit limit
Interest Free Days With BT: Yes
Bankwest Breeze Classic
Bankwest Breeze Classic
  • Purchase Rate Offer 0% for 15 months
  • Purchase Rate (p.a.) 9.9%
  • Annual Fee Offer $0 in 1st year
  • Annual Fee $49
  • Minimum Income $15,000
Purchase Interest Rate: 9.9% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Annual Fee: $49
Cash Advance Rate: 21.99% p.a.
Minimum Repayment: $20 or 2% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year
Minimum Credit Limit: $1,000
Late Payment Fee: $25
Purchase Rate Promo: 0% p.a. for 15 months
Balance Transfer Rate: 0% p.a. for 15 months
Balance Transfer Fee: 0%
BT Reverted Rate: 9.9% p.a.
Max BT Amount: 95% of the credit limit
Interest Free Days With BT: Yes
Bankwest Breeze Platinum
Bankwest Breeze Platinum
  • Purchase Rate Offer 0% for 15 months
  • Purchase Rate (p.a.) 9.9%
  • Annual Fee Offer $0 in 1st year
  • Annual Fee $69
  • Minimum Income $15,000
  • Purchase Protection
  • No Foreign Transaction Fees
  • International Travel Insurance
Purchase Interest Rate: 9.9% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Annual Fee: $69
Cash Advance Rate: 21.99% p.a.
Minimum Repayment: $20 or 2% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year
Minimum Credit Limit: $6,000
Late Payment Fee: $25
No Foreign Transaction Fees: Yes
Purchase Protection: Yes
Travel Insurance: International Travel Insurance
Purchase Rate Promo: 0% p.a. for 15 months
Balance Transfer Rate: 0% p.a. for 15 months
Balance Transfer Fee: 0%
BT Reverted Rate: 9.9% p.a.
Max BT Amount: 95% of the credit limit
Interest Free Days With BT: Yes
Westpac Low Fee
Westpac Low Fee
  • Purchase Rate Offer 0% for 15 months
  • Purchase Rate (p.a.) 20.09%
  • Annual Fee Offer $0 in 1st year. $0 after if spend $5,000 yearly
  • Annual Fee $30
  • Minimum Income $30,000
  • Apple Pay, Fitpay, Google Pay, Samsung Pay
Purchase Interest Rate: 20.09% p.a.
Interest Free Days: 55 days
Additional Cardholders: 1 additional cardholder at no extra cost
Annual Fee: $30
Cash Advance Rate: 21.49% p.a.
Minimum Repayment: $10 or 2% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year. $0 after if spend $5,000 yearly
Minimum Credit Limit: $500
Late Payment Fee: $15
Mobile Pay: Apple Pay, Fitpay, Google Pay, Samsung Pay
Purchase Rate Promo: 0% p.a. for 15 months
Citi Rewards (Purchase & BT Offer)
Citi Rewards (Purchase & BT Offer)
  • Purchase Rate Offer 0% for 14 months
  • Purchase Rate (p.a.) 21.49%
  • Annual Fee Offer $49 in 1st year
  • Annual Fee $149
  • Minimum Income $35,000
  • Purchase Protection
  • International Travel Insurance
  • Cashback
    Frequent Flyer Points
    Concierge Service
    Smartphone Screen Insurance
    Free Wine Every Time You Dine With The Citibank Dining Program
    Apple Pay, Samsung Pay, Citi Pay
    Priceless Cities & Citi World Privileges
Purchase Interest Rate: 21.49% p.a.
Interest Free Days: 55 days
Maximum Credit Limit: $100,000
Late Payment Fee: $30
Annual Fee: $149
Cash Advance Rate: 22.24% p.a.
Additional Cardholders: Up to 4 additional cardholders for a $90 annual fee per card
Annual Fee Offer: $49 in 1st year
Minimum Credit Limit: $6,000
Minimum Repayment: $30 or 2.5% of the closing balance, whichever is greater
Purchase Protection: Yes
Dining: Free Wine Every Time You Dine With The Citibank Dining Program
Travel Insurance: International Travel Insurance
Smartphone Screen Insurance: Yes
Entertainment: Priceless Cities & Citi World Privileges
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Concierge Service: Yes
Purchase Rate Promo: 0% p.a. for 14 months
Balance Transfer Rate: 0% p.a. for 14 months
Balance Transfer Fee: 0%
BT Reverted Rate: 22.24% p.a.
Max BT Amount: 80% of the credit limit
Interest Free Days With BT: No
Coles Low Rate
Coles Low Rate
  • Purchase Rate Offer 0% for 12 months
  • Purchase Rate (p.a.) 12.99%
  • Annual Fee Offer -
  • Annual Fee $58
  • Minimum Income $25,000
  • Purchase Protection
  • Cashback
    Concierge Service
    Coles Mobile Wallet, Apple Pay, Samsung Pay
Purchase Interest Rate: 12.99% p.a.
Cash Advance Rate: 19.99% p.a.
Minimum Repayment: $30 or 2.5% of the closing balance, whichever is greater
Annual Fee: $58
Minimum Credit Limit: $2,000
Late Payment Fee: $30
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Purchase Protection: Yes
Mobile Pay: Coles Mobile Wallet, Apple Pay, Samsung Pay
Concierge Service: Yes
Purchase Rate Promo: 0% p.a. for 12 months
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 0%
BT Reverted Rate: 19.99% p.a.
Max BT Amount: 80% of the credit limit
Interest Free Days With BT: No
Virgin No Annual Fee (BT Offer)
Virgin No Annual Fee (BT Offer)
  • Purchase Rate Offer 0% for 12 months
  • Purchase Rate (p.a.) 18.99%
  • Annual Fee Offer -
  • Annual Fee $0
  • Minimum Income $25,000
  • Apple Pay, Samsung Pay
Purchase Interest Rate: 18.99% p.a.
Cash Advance Rate: 20.99% p.a.
Minimum Repayment: $30 or 2% of the closing balance, whichever is greater
Annual Fee: $0
Minimum Credit Limit: $2,000
Late Payment Fee: $30
Interest Free Days: 44 days
Additional Cardholders: No fee for additional cardholder
Mobile Pay: Apple Pay, Samsung Pay
Purchase Rate Promo: 0% p.a. for 12 months
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 0%
BT Reverted Rate: 20.99% p.a.
Max BT Amount: 80% of the credit limit
Interest Free Days With BT: No
ANZ First
ANZ First
  • Purchase Rate Offer 0% for 12 months
  • Purchase Rate (p.a.) 20.24%
  • Annual Fee Offer -
  • Annual Fee $30
  • Minimum Income $0
  • Purchase Protection
  • $30 Cashback
  • Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
    Visa Entertainment
Purchase Interest Rate: 20.24% p.a.
Cash Advance Rate: 20.24% p.a.
Minimum Repayment: $25 or 2.5% of the closing balance, whichever is greater
Annual Fee: $30
Minimum Credit Limit: $1,000
Late Payment Fee: $20
Interest Free Days: 55 days
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Purchase Protection: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Entertainment: Visa Entertainment
Purchase Rate Promo: 0% p.a. for 12 months
Coles Rewards
Coles Rewards
  • Purchase Rate Offer 0% for 12 months
  • Purchase Rate (p.a.) 19.99%
  • Annual Fee Offer $0 in 1st year
  • Annual Fee $99
  • Minimum Income $25,000
  • Purchase Protection
  • No Foreign Transaction Fees
  • Cashback
    Concierge Service
    Coles Mobile Wallet, Apple Pay, Samsung Pay
Purchase Interest Rate: 19.99% p.a.
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Annual Fee: $99
Cash Advance Rate: 19.99% p.a.
Minimum Repayment: $30 or 2.5% of the closing balance, whichever is greater
Annual Fee Offer: $0 in 1st year
Minimum Credit Limit: $2,000
Late Payment Fee: $30
No Foreign Transaction Fees: Yes
Concierge Service: Yes
Purchase Protection: Yes
Mobile Pay: Coles Mobile Wallet, Apple Pay, Samsung Pay
Purchase Rate Promo: 0% p.a. for 12 months
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 0%
BT Reverted Rate: 19.99% p.a.
Max BT Amount: 80% of the credit limit
Interest Free Days With BT: No

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Kredmo Pty Ltd ACN 624 938 932 is not a credit provider and does not provide personal financial or professional advice or credit assistance. Kredmo Pty Ltd is an Australian Credit License holder 518788. The information published on this site/page is of a general nature only and does not consider your personal objectives, financial situation or particular needs. The information published on this site/page should not be relied upon as a substitute for personal financial or professional advice. Kredmo strongly recommends that you seek independent advice before you apply for any product or service, which is described on the site/page... Read More