Why not start with an interest free offer so that you receive 0% interest on those new purchases on your credit card. Find offers that are up to 6 months that can be great for both small and big-ticket items.
Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Mobile Pay
Apple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $199
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders for a $90 annual fee per card
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Concierge Service: Yes
Smartphone Screen Insurance: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Mobile Pay
Apple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $0
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $0
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
80+ Cards Compared: We track over 20+ Australian providers to give you a full market view, not a filtered one.
User-First Logic: Our rankings are built on data-driven “Value Methodology,” not whether we have a partnership with provider or not.
Total Independence: We show you the best credit cards currently available in the Australian market and give you the tools to make the best decision for your unique financial journey.