Interest Free Offer Credit Cards Save on New Purchases with 0% Interest
Compare Australia's top credit cards offering 0% interest on new purchases. Spread the cost of major expenses or everyday spending without paying interest during the promotional period.
Credit Card Credit Card
- Rate Offer
- Rate
- Annual Fee Offer
- Annual Fee
- Min Income
Bankwest Zero Classic
- Rate Offer 0% for 6 months
- Rate 18.99%
- Annual Fee Offer -
- Annual Fee $0
- Min Income -
Bankwest Zero Classic
- Top 3 Purchase Rate Offers
- Mobile PayApple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 18.99% p.a.
Minimum Credit Limit: $1,000
Annual Fee: $0
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $20 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $25
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 18.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 95% of the credit limit
Balance Transfer Fee: 3%
Interest Free Days With BT: Yes
BT After Rate: 18.99% p.a.
Bankwest Zero Platinum
- Rate Offer 0% for 6 months
- Rate 18.99%
- Annual Fee Offer -
- Annual Fee $0
- Min Income -
Bankwest Zero Platinum
- Top 3 Purchase Rate Offers
- No Foreign Transaction Fees
- Mobile PayApple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Interest Rate: 18.99% p.a.
Minimum Credit Limit: $6,000
Annual Fee: $0
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $20 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $25
No Foreign Transaction Fees: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 18.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 95% of the credit limit
Balance Transfer Fee: 3%
Interest Free Days With BT: Yes
BT After Rate: 18.99% p.a.
Virgin No Annual Fee
- Rate Offer 0% for 6 months
- Rate 19.99%
- Annual Fee Offer -
- Annual Fee $0
- Min Income $25,000
Virgin No Annual Fee
- Mobile PayApple Pay, Samsung Pay
Purchase Interest Rate: 19.99% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $0
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: No fee for additional cardholder
Cash Advance Rate: 20.99% p.a.
Minimum Repayment: Greater of $30 or 2% of the closing balance
Late Payment Fee: $30
Mobile Pay: Apple Pay, Samsung Pay
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 20.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 0%
Interest Free Days With BT: No
BT After Rate: 20.99% p.a.
MyCard Rewards
- Rate Offer 0% for 15 months
- Rate 22.49%
- Annual Fee Offer -
- Annual Fee $199
- Min Income -
MyCard Rewards
- Top 3 Purchase Rate Offers
- CashbackCashbackFrequent Flyer PointsFrequent Flyer PointsTravel InsuranceDomestic & International Travel InsuranceShopping ProtectionPurchase ProtectionConcierge ServiceConcierge ServiceSmartphone Screen InsuranceSmartphone Screen InsuranceHotelLuxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.Mobile PayApple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $199
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders for a $90 annual fee per card
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Concierge Service: Yes
Smartphone Screen Insurance: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia or Overseas tours (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Purchase Rate Promo: 0% p.a. for 15 months
BT After Rate: 22.49% p.a.
Balance Transfer Rate: 0% p.a. for 15 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 2%
Interest Free Days With BT: Yes
BT After Rate: 22.49% p.a.
MyCard Simplicity
- Rate Offer 0% for 6 months
- Rate 22.49%
- Annual Fee Offer -
- Annual Fee $0
- Min Income -
MyCard Simplicity
- Shopping ProtectionPurchase ProtectionHotelLuxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.Mobile PayApple Pay, Samsung Pay, Citi Pay
Purchase Interest Rate: 22.49% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $0
Maximum Credit Limit: $100,000
Interest Free Days: 55 days
Additional Cardholders: Up to 4 additional cardholders at no extra cost
Cash Advance Rate: 22.99% p.a.
Minimum Repayment: Greater of $25 or 2% of the closing balance
Late Payment Fee: $0
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Citi Pay
Hotel: Luxury Escapes up to 15% Discounts ($250 per booking) off Hotels Overseas and up to 10% off on Hotels within Australia (up to $250 per booking). 10% off selected hotels on Expedia or Wotif.
Purchase Rate Promo: 0% p.a. for 6 months
BT After Rate: 22.99% p.a.
Balance Transfer Rate: 0% p.a. for 6 months
Max BT Amount: 80% of the credit limit
Balance Transfer Fee: 0%
Interest Free Days With BT: Yes
BT After Rate: 22.99% p.a.
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