Credit CardBonus Points OfferPoints / $1 SpendAnnual Fee
Qantas American Express Ultimate120,000 Qantas Points1.25$450
American Express Platinum80,000 Reward Points2.25$1,450
American Express Velocity Platinum50,000 Velocity Points1.25$375
American Express Explorer50,000 Reward Points2$395

American Express is a world leading credit card issuer and network operator. In the market, the Amex bonus points offer credit cards are a competitive force when it comes to bonus point offers. 

Amex customers can choose to earn Membership Reward Points that can be transferred to frequent flyer points of airlines such as Qantas, Virgin Australian, Singapore Airlines and more.

Plus, the Amex credit cards offer many great benefits for travellers with perks like domestic and overseas travel insurance and airport lounge access. 

We have compared the Amex bonus points offer and listed those best below. 

 

Qantas American Express Ultimate

  •  Bonus Points: 120,000 Qantas points.

  • Points Per $1 Spend: 1.25 Qantas points on everyday spending. 0.5 Points on government bodies. Extra 1 Qantas point on Qantas purchases.

  • Annual Fee: $450.

Why We Like It:

The Qantas American Express Ultimate offers 120,000 bonus Qantas Points when you spend $4,500 in the first 3 months.

For everyday purchases earn 1.25 Qantas points per $1 spend, except for government bodies in Australia which earn 0.5 Qantas points. And for Qantas products or services you'll get a bonus 1 Qantas point per $1 spent. Plus, there's no cap on point earnings!

 

Extra Benefits:  

It's great for travelling or purchasing products overseas as it has no foreign transaction fees.

What's awesome is each year you get a $450 Qantas Travel Credit for any domestic or internationally Qantas flights. During your travel you can get more comfortable with its 2 American Express Airport Lounge and 2 Qantas Club lounge entries each year.

There's complimentary travel insurance for you and your family. Covering medical expenses, transport accident cover, travel cancellations, baggage money and documents and travel inconvenience up to $200 for flight delays.  

Furthermore, it's compatible with popular mobile payment apps Apple Pay, Samsung Pay and Google Pay. 

 

Income Eligibility: 

The minimum income required is $65,000.  

 

American Express Velocity Platinum

  • Bonus Points: 50,000 Velocity points.

  • Points Per $1 Spend: 1.25 Velocity points on purchases & 0.5 points on government purchases. 1 extra Velocity point on Virgin Australia purchases.

  • Annual Fee: $375.

Why We Like It:

The American Express Velocity Platinum card offers 50,000 Velocity points if you spend $3,000 in the first 3 months from the approval date. 

Receive 1.24 Velocity per $1 spent on everyday purchases and 0.5 Velocity points on government bodies. In addition, purchases with Virgin Australia earn 1 extra Velocity point.

Want to build up points even faster? You can choose up to 4 extra cards for family members or friends at no added cost. 

Its purchase rate is 20.74% p.a. coupled with an annual fee of $375 p.a.

 

Extra Benefits:  

Comes with a suite of travel perks such as complimentary domestic return flight (economy) via Virgin Australia between selected cities each year. And complimentary Virgin Australia lounge passes each year to kick back and relax more at selected domestic airports. 

Plus, you get two complimentary entries each year to the American Express Lounge at the Sydney International or Melbourne International Airports. 

Provides both domestic and international travel insurance cover when you book your flights on the credit card. Flight delays, missed connections or delayed luggage are all coverable under its travel inconvenience insurance.

You'll have access to its 24/7 platinum priority service to asssist with holiday planning, booking flights, events, car rentals and more.

Purchasing goods online or instore can be covered by its refund protection and purchase protection. And finally, for mobile payment enthusiasts, Apple Pay, Samsung Pay, and Google Pay are available.

 

Income Eligibility:

The minimum income required is $65,000.  

 

American Express Platinum

  • Bonus Points: 80,000 Reward points.

  • Points Per $1 Spend: 2.25 points on everyday purchases & 1 point on government bodies in Australia.

  • Annual Fee: $1,450. 

Why We Like It:

Standing tall is the one and only the American Express Platinum. It comes with a full range of extra benefits. Sarting with 80,000 bonus points when you spend $3,000 in the first 3 months. 

For reward points, you collect 2.25 points per $1 on eligible everyday purchases. And 1 point on government bodies in Australia. Plus, its point earning has no cap, so sky's the limit.

Points can be converted to flyer points to several Amex Airline Award Partners, including Velocity Points and 2 hotel programs. 

The card comes at an annual fee of $1,450 and has up to 44 cash flow days.

 

Extra Benefits:  

For your travel services, it has $450 travel credit that can be used for eligible flights, hotels, car rental and more. While in transit, you and a guest can relax at the American Express Global Lounge Collection - one of the biggest lounge collections with 1,200 airport lounges across 130 countries. What's even better is that additional card members get Priority Pass membership too and can bring a guest. 

Or use its complimentary Platinum International Airline Program. Offering you discounts of up to 20% on First and Business class with Qantas, Virgin, Emirates and more. 

Now you have another platform to book your hotel stays for traveling. Under its Fine Hotels & Resorts Program, there are complimentary benefits offered to an average value of $700 AUD. Such as free room upgrades, 4pm late checkout and more. These benefits are supplied at 975 properties at 5-star level based globally.  

More complimentary memberships and programs include the Accor Plus valued at $395/year. The Hotel Elite Status, American Express Invites and AFR digital subscription ($628/year value). Need help with planning your experiences? Then call your complimentary platinum concierge 24/7 for assistance with suggestions and bookings. 

Insurances that are available on the card are smartphone screen insurance, extended warranty and purchase protection.

Finally, have the option to setup up mobile payments with Apple Pay, Samsung Pay and Google Pay.  

 

Income Eligibility: 

The minimum income required is $100,000 with no history of bad debt or payment default.

 

American Express Explorer

  •  Bonus Points: 50,000 Reward points.

  • Points Per $1 Spend: 2 Reward points on purchases. 1 Reward point on government purchases in Australia. 

  • Annual Fee: $395.

Why We Like It:

Get 50,000 Rewards bonus points with the American Express Explorer when you spend $3,000 within the first 3 months. Offer is only available to new card members. 

Point earnings are uncapped so you can earn as many points possible. Collect 2 Reward points per $1 spent on purchases and 0.5 Reward points on government body purchases in Australia. 

Redeem your points with a variety of Airline Partners Programs such as Virgin Australia, Singapore Airlines and more. Points can then be used to pay for holiday travel through its online Webjett and American Express travel.

Purchase rate is 20.74% p.a. with a $395 annual fee, and up to 55 days interest free.

 

Extra Benefits:  

Skyrocket your point earnings by using up to 4 free additional cards for family members and friends to use.

Indulge yourself with these two super travel benefits - A $400 travel credit handed each year to use on eligible flights, hotels, cars and more via American Express Travel. And 2 complimentary entries every year into the American Express Lounge at either Sydney or Melbourne International.

Offers complimentary domestic and international travel insurance when you book a return trip on the card (extends to your partner and dependent children under 22 years of age). When you book two consecutive nights stay enjoy a hotel credit up to $100 and room upgrade at The Hotel Collection.

Its shopping protection perks include the buyer’s advantage, manufacturers warranty, purchase protection and refund protection.

Even more, it has smartphone screen insurance and compatible with mobile payment apps Apple Pay, Samsung Pay and Google Pay. 

 

Income Eligibility: 

The minimum income required is $65,000.  

 

We hope you found the list of top 4 Amex bonus points offer credit cards helpful! 

Check out our other similar best credit cards below:

Top 3 bonus point offer credit cards

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