| Credit Card | Bonus Points Offer | Points / $1 Spend | Annual Fee | American Express Platinum | 225,000 Reward Points | 2.25 | $1,450 |
|---|---|---|---|
| Qantas American Express Ultimate | 120,000 Qantas Points | 1.25 | $450 |
| American Express Velocity Platinum | 100,000 Velocity Points | 1.25 | $440 |
| American Express Explorer | 125,000 Reward Points | 2 | $395 |
| American Express Essential | 30,000 Reward Points | 5* | $108 |
American Express is a world-leading credit card issuer and network operator. In the market, the Amex bonus points offer credit cards are a competitive force when it comes to bonus point offers.
Amex customers can choose to earn Membership Reward Points that can also be transferred to frequent flyer points of airlines such as Qantas, Virgin Australian, Singapore Airlines and more.
Plus, the Amex credit cards offer many great value benefits for travelers with perks like domestic and overseas travel insurance and airport lounge access.
We have compared the Amex bonus points offers and listed those best below.
American Express Platinum
Why We Like It
Standing tall is the one and only American Express Platinum. It comes with a full range of extra benefits.
Starting with 225,000 bonus Membership points when you spend $5,000 in the first 3 months (offer only available to new customers and non-members of American Express credit cards for over 18 months). Points will then be credited to your account 8 to 10 weeks after meeting the spending criteria.
For reward points, you collect 2.25 points per $1 on eligible everyday purchases. And 1 point on government bodies in Australia. Plus, its point-earning is uncapped, so sky's the limit.
Its points can be converted to flyer points to several Amex Airline Award Partners, including Velocity Points and 2 hotel programs. For example, you can convert the 225,000 bonus points into 112,500 Velocity points if preferred.
The card comes at an annual fee of $1,450 p.a. and has up to 44 cash flow days.
Extra Perks
◇ $450 travel credit that can be used for eligible flights, hotels, car rental and more.
◇ While in transit, you and a guest can relax at the American Express Global Lounge Collection - one of the biggest lounge collections with over 1,700 airport lounges across 130 countries. What's even better is that additional card members get Priority Pass membership too and can bring a guest.
◇ Complimentary Platinum International Airline Program that offers you discounts of up to 20% on First and Business class with Qantas, Virgin, Emirates and more.
◇ Fine Hotels & Resorts Program with complimentary benefits offered to an average value of USD$550. Such as free room upgrades, 4pm late checkout and more. These benefits are supplied at 975 properties at 5-star level based globally.
◇ Complimentary memberships and programs include the Accor Plus valued at $395/year.
◇ Hotel Elite Status, American Express Invites and The Australian Premium Subscription ($416/year value), and Amazon Prime membership credit (up to $84 per calendar year).
◇ Complimentary platinum concierge 24/7 for assistance with suggestions and bookings.
◇ Extended warranty and purchase protection.
◇ Mobile payments with Apple Pay, Samsung Pay and Google Pay.
Income Eligibility
There is no minimum income requirement. Applicants must also have no history of bad debt or payment default.
Qantas American Express Ultimate
Why We Like It
The Qantas American Express Ultimate offers 70,000 bonus Qantas Points when you spend $5,000 in the first 3 months. Then pocket another 50,000 bonus Qantas Points after spending $5,000 on eligible purchases during the first 3 months of your second year. This bonus offer is only available to new customers and non-members of American Express credit cards for over 18 months. Again, bonus points are credited 8 to 10 weeks after meeting the spend criteria.
For everyday purchases, earn 1.25 Qantas points per $1 spend, except for government bodies in Australia which earn 0.5 Qantas points. And for Qantas products or services you'll get a bonus 1 Qantas point per $1 spent. Point earnings are partially capped as after earning over 100,000 Qantas points in a calendar year, the points on everyday purchases drops to 1 point per dollar spend.
Has a purchase rate of 23.99% p.a., an annual fee of $450 p.a, and up to 44 days interest-free when the statement balance is paid off by the due date each period.
Extra Perks
◇ Great for traveling or purchasing products overseas as it has no foreign transaction fees.
◇ Each year you get a $450 Qantas Travel Credit for any domestic or internationally Qantas flights.
◇ During your travel get comfier by using its 2 American Express Airport Lounge at Sydney and Melbourne International, and 2 Qantas Club lounge entries each year.
◇ Complimentary travel insurance is available for you and your family. Covering medical expenses, transport accident cover, travel cancellations, baggage money and documents and travel inconvenience up to $200 for flight delays.
◇ Refund protection and purchase protection.
◇ Mobile payment apps Apple Pay, Samsung Pay and Google Pay.
Income Eligibility
No minimum income is required, though must have no history of bad debt or payment default.
American Express Velocity Platinum
Why We Like It
One of the standout features of the American Express Velocity Platinum Card is the opportunity to receive 70,000 bonus Velocity Points when you spend $5,000 in the first 3 months, plus another 30,000 Velocity points after spending $5,000 in the first 3 months of your second year. It's important to note that this offer is exclusively available to new American Express Card Members. However, if you’re already an existing David Jones Card Member and haven't held any other American Express Card(s) in the past 18 months, you’re still eligible for this offer.
When it comes to redeeming your points, the American Express Velocity Platinum Card offers really great value. For instance, with just 5,900 Velocity points, you can book a one-way flight from Sydney to the Gold Coast, though you’ll need to cover the cost of taxes, fees, and carrier charges. Or once you’ve accumulated 10,752 Velocity points, you can redeem them for a $50 gift card, providing flexibility in how you choose to use your rewards.
For frequent travelers, this card offers an excellent perk: earn 100 bonus Velocity Frequent Flyer status credits when you spend at least $25,000 on your card in each year over two years. This can fast-track your way to elite status within the Velocity Frequent Flyer program.
When it comes to earning points, the American Express Velocity Platinum Card offers a competitive rate of 2.25 Velocity points on eligible purchases made with Virgin Australia per $1 spent. On regular card purchases, except for spending at government bodies in Australia, you'll earn 1.25 Velocity points per $1 spent. For purchases made with government bodies in Australia, you'll receive 0.5 Velocity points per $1 spent.
It's worth noting that this card has an annual fee of $440, with a minimum credit limit requirement of $3,000. And offers a purchase rate of 23.99% p.a. with up to 55 days interest-free on purchases.
Extra Perks
◇ Add up to 4 additional cards for family members or friends at no extra fee, helping you accumulate points faster.
◇ Each anniversary year, you'll receive a complimentary annual Virgin Australia return economy domestic flight between selected cities after your first card spend.
◇ Enjoy two Virgin Australia lounge passes each anniversary year, too, at selected domestic airports, providing a touch of luxury to your travels.
◇ Access The Centurion Lounge at Sydney International Airport or Melbourne International Airport twice a year.
◇ Comprehensive domestic and international travel insurance for you, your partner, and your dependent children when you pay for your return trip using your card. This coverage includes benefits like medical emergency expenses, trip cancellation, loss or damage to baggage, travel inconvenience due to flight delays, and even a range of cover related to COVID-19.
◇ Peace of mind with Purchase Protection, which covers eligible items that are stolen or damaged within 90 days of purchase.
◇ Refund Protection, covering the cost of recent and unused purchases, which can be a lifesaver when a store in Australia refuses to accept a return.
◇ Convenience of mobile payments, allowing you to pay with Apple Pay, Samsung Pay, and Google Pay.
Income Eligibility
In terms of eligibility, there's no minimum income requirement, but it's important to have a clean financial history with no record of bad debt or payment defaults. Additionally, you must be an Australian citizen, permanent resident, or hold a long-term visa (defined as 12 months or more, excluding student visas) to apply for this card.
Overall, the American Express Velocity Platinum Card offers a range of handy features, from the substantial bonus points and travel benefits to purchase protection and mobile payment options. It's an excellent choice for those keen to maximise their rewards while enjoying additional perks and insurance coverage.
American Express Explorer
Why We Like It
Get 75,000 Membership Rewards bonus points with the American Express Explorer when you spend $4,000 within the first 3 months, plus an additional 50,000 Membership points when you spend a further $4,000 on eligible purchases within the first 3 months of your second year. This bonus offer is available online and to new cardmembers only. Points are then credited 8 to 10 weeks after meeting the spend.
Point earnings are uncapped so you can earn as many points as possible. Collect 2 Reward points per $1 spent on purchases and 1 Reward points on government body purchases in Australia.
Redeem your points with a variety of Airline Partners Programs such as Virgin Australia, Singapore Airlines and more. Points can then be used to pay for holiday travel through its online Webjett and American Express travel.
Its purchase rate is 23.99% p.a. with a $395 annual fee, and up to 55 days interest free when you pay the balance off each month before the due date.
Extra Perks
◇ Skyrocket your point earnings by using up to 4 free additional cards for family members and friends to use for free.
◇ Indulge yourself with A $400 travel credit handed each year to use on eligible flights, hotels, cars and more via American Express Travel.
◇ 2 complimentary entries every year into The Centurion Lounge at either Sydney or Melbourne International.
◇ Complimentary domestic and international travel insurance when you book a return trip on the card (extends to your partner and dependent children under 22 years of age).
◇ Book two consecutive nights stay and enjoy a hotel credit up to US$100 and room upgrade at The Hotel Collection.
◇ Shopping protection perks are as good as they come. It includes buyer’s advantage, manufacturer's warranty, purchase protection, and refund protection.
◇ Smartphone screen insurance and compatible with mobile payment apps Apple Pay, Samsung Pay and Google Pay.
Income Eligibility
No minimum income required with no history of bad debt or payment default.
American Express Essential
Why We Like It
Get 30,000 Membership Rewards bonus points with the American Express Essential when you spend $3,000 within the first 3 months. This bonus offer is available online and to new cardmembers only. Points are then credited 8 to 10 weeks after meeting the spend.
Point earnings are partially uncapped and there are extra points up for grabs on specific buys. Earn 1 point per $1 spent on everyday purchases and 2 bonus points per $1 spent a major Australian retailers such as Amazon, Kmart, Bunnings Warehouse, Uniqlo, Myer, The Iconic, JB Hi-Fi and Harvey Norman.
Plus, get 3 Reward bonus points per $1 spent with selected streaming services, Netflix, Stan, Spotify, Prime and more. 5 Rewards bonus points at restaurants, fast food outlets, cafes and bars. Bonus points are capped at 10,000 Reward points each month, then any further spending will earn 1 Reward point per dollar.
If you want to add other people to your card account, this AMEX allows up to 4 additional cardholders at no extra cost.
Its purchase rate is 23.99% p.a. with a $9 monthly fee and up to 55 days interest-free when you pay the balance off each month before the due date.
Extra Perks
◇ Smartphone Screen Insurance when using the AMEX to purchase their phone or set up the device contract. This cover provides you with up to $500 for screen repairs.
◇ You can breathe a bit easier when shopping knowing your card comes with Purchase Protection for 90 days. This cover is for eligible items only and up to $30,000 per year, with a maximum of $3,500 per claim and a $50 excess per claim.
◇ Access to American Express Experiences to source pre-sale tickets and reserved seating for all those concerts and other events you’ve been marking on your calendar.
◇ Can be set up for mobile payments with Apple Pay, Samsung Pay, and Google Pay.
Income Eligibility
There is no minimum income requirement. Applicants must also have no history of bad debt or payment default.
We hope you found the list of top 5 Amex bonus points offer credit cards helpful!
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