| Credit Card | Bonus Point Offer | Points Per $1 Spend | Annual Fee |
|---|---|---|---|
| Qantas Money Titanium | 150,000 Qantas Points | 1.25 | $1,200 |
| ANZ Frequent Flyer Black | 80,000 Qantas Points | 1 | $425 |
| NAB Qantas Rewards Signature | 130,000 Qantas Points | 1 | *$320 |
| American Express Platinum | 225,000 Rewards Points | 2.25 | $1,450 |
| St.George Amplify Signature | 200,000 Amplify Points | 2 | $0* |
| MyCard Rewards | 100,000 Reward Points | 1 | $99* |
A bonus points offer on a credit card is the best way to boost your reward points tally. Bonus points come in the form of reward points or frequent flyer points. Sometimes giving you enough points to redeem a good cash back reward or even a free domestic flight.
Click on the link to see more bonus reward point offers available in the Australian market.
Qantas Money Titanium
Key Features We Like
A luxury travel credit card with an extensive set of benefits describing the Qantas Money Titanium. It offers a generous 150,000 Qantas points bonus when you spend $5,000 in 3 months from the approval date (offer is only available to new Qantas Premier cardholders or those who haven't held one within the last 12 months). Points are then credited only 6 to 8 weeks after meeting the spend criteria.
Basically, there's no limit on your point earnings as they are uncapped. You'll collect 1.25 Qantas points per $1 on domestic purchases up to AU$12,500 per statement period, then 0.5 Qantas points after that.
Plus, earn 2 Qantas points per $1 on international purchases, and 2 extra Qantas points per $1 on Qantas products and services.
Its purchase rate is 19.99% p.a. and the annual fee is $1,200 p.a.
Extra Perks
Use multiple lounge access to different Qantas lounges. With 2 complimentary Qantas First Lounge Invitations and 2 additional Lounge Invitations per year. Allowing you access to Qantas Club Domestic and selected International Business Lounges.
You'll get a 10% discount on eligible Qantas flights for up to two bookings per year for 2 people on all fare classes (both international and domestic flights). To claim this discount you'll have to book your travel through your Qantas Premier Titanium Concierge.
Both the primary and additional cardholders can take advantage of the 20% bonus status credits by booking and paying for eligible Qantas flights using your card.
In addition, the Qantas Premier Titanium concierge allows you to book Qantas flights with a 10% discount, concert tickets or make a restaurant reservation.
Insurance protection while traveling domestically or overseas is very important. This card covers medical emergency and travel cancellation for eligible travels. Additional cardholders also have travel insurance coverage even when traveling separately to the primary cardholder.
Finally, when purchasing goods you have purchase protection and 180 days of coverage on your eligible purchases worldwide.
Income Eligibility
The minimum income required is $200,000.
ANZ Frequent Flyer Black
Key Features We Like
The ANZ Frequent Flyer Black has a combined bonus offer of 40,000 Qantas points when you spend $6,000 on eligible purchases within the first 3 months of approval. Plus, an extra 40,000 Qantas points when you keep the card open for over 12 months. However, this bonus offer is only available to new ANZ frequent flyer cardholders or those who have not had one in the last 24 months.
Everyday purchases earn 1 Qantas point per $1 spent on eligible transactions up to $7,500 per month, then 0.5 Qantas points after that. Earn extra points on Qantas products or services with 1 bonus Qantas point per $1 spent. Happily, points earnings are uncapped on this card.
The interest rate on the card is set at 20.99% p.a. It has an annual fee of $425 p.a. and the minimum credit limit is $15,000.
Extra Perks
Stay comfy when you fly with 2 complimentary Qantas Club lounge passes each year and discounted access to Qantas Club membership in your first year – this can save you up to $497.
With this card, you’ll gain access to Exclusives ANZ and VISA Entertainment to enjoy special invitations to unique entertainment and lifestyle events. Whenever you need assistance with booking or planning your outings, you can also take advantage of the 24/7 concierge services included with the card.
This ANZ Black product features overseas travel and medical cover, interstate flight convenience insurance, and rental excess cover.
Shoppers can buy with more confidence when they use their card for purchases. It provides free extended warranty on eligible transactions, a Best Price guarantee, and 90-day purchase protection.
You can also take advantage of smartphone or wearable device payments since this credit card integrates with various systems for tap and pay transactions.
Income Eligibility
No set minimum income is required for this card.
NAB Qantas Rewards Signature
Key Features We Like
Upon signing up for the NAB Qantas Rewards Signature card, users receive a helpful 100,000 bonus Qantas points and $250 cashback after spending $5,000 on purchases within the first 90 days. Plus, cardholders get an extra 30,000 bonus Qantas points if they retain their card past the first year. However, this offer is only available to new NAB customers who haven’t received/been entitled to NAB Qantas Rewards bonus points in the last 18 months.
With the Qantas Rewards Signature card from NAB, you’ll earn 1 Qantas point for every $1 spent on everyday purchases, up to a cap of $5,000 per month. After this point, you earn 0.5 Qantas points per $1 spent, up to $20,000 of spending per month. While points earning is capped on the card as a result, the card does offer 1 bonus point on each dollar spent on eligible Qantas service purchases.
We also applaud the fact that this credit card comes with the perk of complimentary Qantas Frequent Flyer membership. If you’re not already a member, this can save you almost $100 in sign-up costs.
As for the fine print, the annual fee for the NAB Qantas Rewards Signature card is $420 per annum or $320 in the first year for already existing NAB customers. Its interest rate is 20.99% per annum and users can utilise 44 interest-free days per period.
Extra Perks
Anyone who likes to go out and test new restaurants, bars, or other entertainment venues will enjoy the 24/7 personal concierge access that comes with the card to help with planning outings.
Cardholders also get to use Visa Entertainment to book adventures online. For travellers, there’s handy overseas travel insurance included on the card for no extra cost, as well as interstate flight inconvenience insurance, domestic hotel burglary insurance, and transport accident insurance.
If you use your card to purchase goods online or in-store, you’ll be covered. The product features price protection insurance, purchase protection insurance, and extended warranty insurance.
Income Eligibility
The minimum credit limit on this card is $15,000 but there’s no set minimum income required for it.
American Express Platinum
Key Features We Like
The prestigious American Express Platinum card offers an array of exceptional benefits to enhance
your shopping experiences throughout the year.
After applying online and obtaining your card, you'll kick off your journey with a noteworthy start.
Simply spend a minimum of $5,000 in the first 3 months (exclusive to new customers or individuals who haven't held an Amex card in over 18 months), you'll be rewarded with an impressive 225,000 bonus membership reward points. Please allow 8 to 10 weeks for these points to be credited to your account.
The accumulation of reward points on an ongoing basis will also be swift. For every eligible everyday
purchase, cardholders earn a generous 2.25 membership reward points per $1 spent. Additionally, transactions with government bodies in Australia earn you 1 point per transaction. The earning potential has no limits, as there is no cap on points accumulation. You even have the flexibility to include up to 4 supplementary cardholders at no extra cost.
When the time comes to redeem your points, you have the option to convert them into flyer points
through various Amex Airline Award Partners, including Virgin, as well as two different hotel
programs.
The American Express Platinum card carries an annual fee of $1,450 and offers a cash flow period of
up to 44 days. No specific mention is made regarding the minimum credit limit, so you’ll need to
check this when applying.
Extra Perks
For those seeking an elevated travel experience, the American Express Platinum credit card is a true game-changer. This card delivers a wide range of exclusive benefits and privileges.
To start, you'll receive a generous $450 travel credit that can be utilised towards eligible expenses such as flights, hotels, and car rentals. This credit allows you to save while indulging in the finest accommodations and services.
As for airport travel, the American Express Global Lounge Collection provides you and a guest with access to over 1,400 airport lounges across 130 countries. This means that whether you're embarking on a dream vacation or a business trip, you can relax and unwind in style before your flight.
Additionally, supplementary card members are also granted Priority Pass membership, allowing them to bring a guest along for an even more enjoyable lounge experience.
As a Platinum cardholder, you gain complimentary entry into the Platinum International Airline Program. This program entitles you to discounts on First and Business class with well-regarded airlines like Qantas, Virgin, Emirates, and more. Say goodbye to compromise and enjoy the luxurious parts of the plane and the ultimate services that come with premium seats.
When it comes to hotel stays, the Fine Hotels & Resorts Program offered by AMEX is your key to exceptional benefits. With an average value of around $700, this program provides complimentary perks such as room upgrades and 4 pm late checkouts at close to 1,000 5-star level properties worldwide. Pamper yourself and make every hotel stay an unforgettable experience.
The benefits continue to flow with complimentary membership in various extra programs, including Accor Plus (valued at $399/year), Hotel Elite Status, and American Express Experiences. Stay in the know with the latest luxury news and inspiration through Digital news access, including a subscription to The Australian Premium plus digital access to The Wall Street Journal (worth $520 per year in total), and Amazon Prime memership credit (up to $84 per calendar year).
For seamless planning of your outings and experiences, take advantage of a complimentary platinum concierge service. Available 24/7, this invaluable resource is there to assist you with recommendations and bookings, ensuring that every travel moment is filled with excitement and enjoyment.
Rest easy knowing your purchases are protected with valuable insurance coverage, such as purchase protection and extended warranty. In addition, the card offers smartphone screen insurance, safeguarding your latest iPhone or other devices from accidental damage.
Lastly, the American Express Platinum card offers the convenience of mobile payments, compatible with popular platforms such as Apple Pay, Samsung Pay, and Google Pay. Simplify your transactions and enjoy peace of mind wherever you go.
Income Eligibility
No set minimum income requirement exists for the Amex Express Platinum card, although to be approved you can’t have a history of payment default or bad debt.
St.George Amplify Signature
Key Features We Like
The St.George Amplify Signature bonus points come in the form of Amplify points and can be traded for frequent flyer points.
You get 100,000 Amplify points when you spend at least $12,000 on eligible purchases in the first year from approval. Then another 100,000 Amplify points after you spend $12,000 on eligible purchases in the second year (offer only available to new Amplify cardholders or those who haven't held one from St.George, Bank of Melbourne or BankSA in the last 24 months). After you pass the spending criteria, the points will be credited within 12 weeks.
Earn 3 Amplify points for every dollar you spend on international purchases, and 2 Amplify points on everyday spending. You'll then collect 1 Amplify Point on other eligible purchases! Once your total spending exceeds $10,000 within a single statement period, the earn rate for all subsequent purchases until the end of that period will adjust to 0.5 Amplify points per dollar. Also, speed up those point earnings by adding one additional cardholder for free.
Its annual fee is $199 in the first year or $99 for existing customers, then $295 p.a. thereafter, and the purchase interest rate is 20.99% p.a.
Extra Perks
Kick back and relax while in transit with its 2 complimentary Priority Pass lounge visits each year to over 1,700 lounges worldwide.
Secure a free membership to Visa's Luxury Hotel Collection with the privileges of best available rates, free room upgrades, and late check of 3 pm at some of the hotels worldwide. Furthermore, you'll have 24/7 access to its concierge service to assist you with lifestyle planning and bookings.
When you holiday overseas you can take advantage of its complimentary domestic and overseas travel insurance and rental vehicle excess cover in Australia. Or shop with more peace of mind with its extra benefits like extended warranty, purchase protection, and best price guarantee.
Income Eligibility
No set minimum income required, but the minimum credit limit is $15,000.
MyCard Rewards (formerly Citibank)
Key Features We Like
Get a hot offer of 100,000 bonus MyCard Reward points when you spend $5,000 on the card in the first 3 days from approval on the MyCard Rewards (or choose its 90,000 Velocity bonus points offer over 12 months, conditions apply). Note that this bonus offer is available to new credit cardholders only. Points are then credited to you within 8 to 12 weeks of meeting the spend requirement.
As an added bonus, currently, its annual fee is $99 in the first year and then $199 p.a thereafter.
You can also earn more rewards points. Earn 1 point per $1 spent on new purchases both in Australia and overseas. Domestic earnings are capped at $10,000 per statement period. If you have a Diners Club card, earn 2 points per $1 spent on eligible purchases.
You can redeem Reward points for gift cards, travel and more. Or for frequent flyer points such as Velocity points (1 MyCard Reward point = 0.5 Velocity points), Emirates Skywards, Singapore Airlines KrisFlyer miles, and more.
Its purchase rate is 22.49% p.a. and up to 55 days interest-free if the statement balance is paid off each month. The minimum credit limit is $2,000 and the maximum is $100,000.
Extra Perks
The MyCard Rewards offer is supplemented with handy complimentary insurances. Domestic and international travel insurance, and purchase cover insurance are thrown in.
Snap up more discounts online with up to 15% off hotels (up to $500) with Luxury Escapes on hotels overseas and within Australia. Plus, enjoy 10% off selected hotels on Expedia or Wotif, $100 cashback on Uber Premier, and the support of a 24/7 personal concierge.
Income Eligibility
There is no set minimum income.
We hope you found our top bonus points offers on credit cards in Australia helpful!
See more similar articles:
Best Frequent Flyer Credit Cards
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