Credit CardBonus Points OfferVelocity Points / $1 SpendAnnual Fee
American Express Platinum100,000 Velocity Points*1.1$1,450
St George Amplify Signature100,000 Velocity Points*0.75$279
ANZ Rewards Black90,000 Velocity Points*1$0*
Virgin Velocity High Flyer100,000 Velocity Points1$289
NAB Rewards Signature60,000 Velocity Points*0.62$295
American Express Essential-0.62$0

The Velocity points frequent flyer program is one of the giant frequent flyer programs in Australia. Velocity points credit cards are a gateway to earning more points as you spend day to day. Then points can be exchanged for free flights, hotel accommodation, gift vouchers and more. 

Popular airlines in connection with the Velocity frequent flyer program are Virgin Australia, Tigerair, Delta, Air Lines, Singapore Airlines, Ethiad Airways and more.

We've collected and listed some of the best Velocity points credit cards available, specifically those with big bonus points, high point earnings, and awesome travel benefits.

If you can like you can also compare more Velocity points credit cards on Kredmo. 

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American Express Platinum

  • Bonus Points: 100,000 Velocity points (converted from 200,000 Membership Reward points).

  • Points Per $1 Spend: 1.1 Velocity points on everyday purchases & 0.5 Velocity points on government bodies in Australia.

  • Annual Fee: $1,450.

Why We Like It:

As one of the top premium cards available the American Express Platinum comes with a full range of extra benefits.

You can start with 150,000 bonus membership reward points when you spend $3,000 in the first 3 months, then another 50,000 reward points in the second year after the fee renewal. This total of 200,000 points can then be converted into 100,000 Velocity points. However, this offer is only available to new cardmembers who don't currently hold or haven't held an Amex card within the last 18 months. 

For reward points, you collect 2.25 membership reward points (1.1 Velocity points) per $1 on eligible everyday purchases. And 1 membership reward point (0.5 Velocity points) on government bodies in Australia. Plus, its point earnings has no cap, so the sky's the limit.

The card comes at an annual fee of $1,450 and has up to 44 cash flow days. No minimum credit limit is mentioned. 

 

Extra Benefits:  

For your travel services, it has $450 travel credit that can be used for eligible flights, hotels, car rental and more.

While in transit, you and a guest can relax at the American Express Global Lounge Collection - one of the biggest lounge collections with 1,200 airport lounges across 130 countries. What's even better is that additional card members get Priority Pass membership too and can bring a guest. 

Use its complimentary Platinum International Airline Program. Offering you discounts of up to 20% on First and Business class with Qantas, Virgin, Emirates and more. 

Now you have another platform to book your hotel stays for traveling. Under its Fine Hotels & Resorts Program, there are complimentary benefits offered to an average value of $700 AUD. Such as free room upgrades, 4pm late checkout and more. These benefits are supplied at 975 properties at 5-star level based globally.  

More complimentary memberships and programs include the Accor Plus valued at $399/year. The Hotel Elite Status, American Express Invites and AFR digital subscription ($628/year value).

Need help with planning your fun experiences? Then call your complimentary platinum concierge 24/7 for assistance with suggestions and bookings. 

Insurances that are available on the card are smartphone screen insurance, extended warranty, and purchase protection.

Finally, have the option to setup up mobile payments with Apple Pay, Samsung Pay and Google Pay.

 

Income Eligibility:

The minimum income required is $100,000 with no history of bad debt or payment default.

 

St.George Amplify Signature

  • Bonus Points: 100,000 Velocity points or KrisFlyer miles (converted from 200,000 Amplify points).

  • Points Per $1 Spend: 0.75 Velocity points on eligible purchases.

  • Annual Fee: $279.

Why We Like It:

The St.George Amplify Signature has one of the highest frequent flyer bonus points offers in the market.

Get 100,000 Amplify Points in the 1st year and another 100,000 points in the 2nd year when you spend at least $12,000 on eligible purchases each year. Then, convert your total 200,000 Amplify points into its equivalent of 100,000 Velocity points or KrisFlyer miles, or $900 in e-Gift cards. (Bonus points is only available to new St.George Amplify cardholders or those who haven't held an Amplify card within the last 12 months).

For each $1 spent you earn 1.5 Amplify points (0.75 Velocity points or KrisFlyer miles) on eligible purchases and yep it's uncapped too! To speed up your point earnings you can add one additional cardholder for free. 

The purchase rate is 19.74% p.a. and in the first year, its annual fee is $279 per annum. The interest-free days are up to 55 days as long as the statement balance is paid off each period. 

 

Extra Benefits:  

Kick back and relax while in transit with its 2 complimentary Priority Pass lounge visits per year to over 1,300 lounges worldwide. 

Secure free membership to Visa's Luxury Hotel Collection with the privileges of best available rates, free room upgrades, and late check of 3 pm at some of the hotels worldwide. Furthermore, you'll have 24/7 access to its concierge service to assist you with lifestyle planning and bookings. 

When taking your holiday overseas feel free to take advantage of its complimentary overseas travel insurance. Or shop with more peace of mind with its extra benefits like extended warranty, and purchase protection.  

 

Income Eligibility:

There's no set minimum income is required, however, the minimum credit limit is $15,000.   

 

ANZ Rewards Black

  • Bonus Points: 90,000 Velocity points (converted from 180,000 ANZ Reward points).

  • Points Per $1 Spend: 1 Velocity point on purchases of up to $5,000 per statement period and 0.5 Velocity points thereafter.

  • Annual Fee: $0 in the first year, then $375.

Why We Like It:

Get a hot offer of 180,000 bonus Rewards points when you spend $2,000 on eligible purchases in the first 3 months from approval on the ANZ Rewards Black. Then convert your 180,000 Reward points into 90,000 Velocity points via the ANZ Rewards program (the bonus offer is only available to non-cardholders of ANZ Rewards cards or those who haven't held one within the last 12 months). 

Its reward points are uncapped! Collect 2 Reward points (1 Velocity point) per $1 spent on purchases up to $5,000 per statement period, then 1 Reward point (0.5 Velocity point) per $1 spent after that. Redeem your Velocity points by converting 1 ANZ Reward points = 0.5 Velocity points. 

Redeemed frequent flyer points available are Velocity points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles or Asia Miles. 

Its purchase rate is 20.24% p.a. with up to 55 days interest-free. The annual fee is $0 in the first year, then $375 per annum after. and a minimum credit limit is $15,000. 

 

Extra Benefits:  

Get up to 9 additional cardholders but at the cost of $65 each, which is a bit of a drawback. 

Hands you complimentary access to Exclusives by ANZ for exclusive entertainment offers. 

And you'll be happy to know it comes with free international travel insurance, interstate flight inconvenience, rental vehicle excess in Australia, and transit accident insurance. 

When you shop your eligible purchases will have free purchase protection, guaranteed pricing scheme, and extended warranty.

If you ever need help making bookings for dining, entertainment, travel and more you'll have access to your own 24/7 personal concierge to assist you.  

 

Income Eligibility:

There's no set minimum income required, however, its minimum credit limit is $15,000.   

 

Virgin Velocity High Flyer

  • Bonus Points: 100,000 Velocity points.

  • Points Per $1 Spend: 1 Velocity point on purchases up to $8,000 per period & 0.5 Velocity points on purchases above $8,001. 

  • Annual Fee: $289. 

Why We Like It:

Its Virgin Velocity High Flyer bonus of 100,000 Velocity is received as 25,000 points each month when you spend $3,500 or more on eligible purchases each month in the first 4 months. However, the bonus offer is only available to new credit card customers. 

You'll collect 1 Velocity point per $1 spend on purchases for up to $8,000 each month, then purchases after will receive 0.5 points per $1 spend.  

Its purchase rate is 20.74% p.a. with up to 44 days interest-free. Has an annual fee of $289 and a minimum credit limit of $15,000.

 

Extra Benefits:  

This card each year gets you a complimentary $129 Virgin Australia Gift Voucher which covers the annual fee. 

Plus, it has free international travel insurance for yourself and family members and transit accident insurance.

If you need help booking flights or entertainment you can use its 24/7 personal concierge service. Plus, you'll get access to Visa Signature Benefits for special discounts on holidays and hotels.

It comes with shopping protection, such as guaranteed pricing scheme and purchase protection. Plus, mobile payments can setup with Samsung Pay.   

 

Income Eligibility: 

The minimum income required is $75,000.

 

NAB Rewards Signature

  •  Bonus Points: 60,000 Velocity points (converted from 120,000 NAB Reward points).

  • Points Per $1 Spend: 0.62 Velocity points on everyday purchases. 1.25 Velocity points at major department/hardware stores. 1.8 Velocity points on purchases with Webjet or overseas purchases.

  • Annual Fee: $295.

Why We Like It:

Get 90,000 bonus NAB Reward points on the NAB Rewards Signature if you spend $3,000 on everyday purchases within 60 days of account opening. Plus 30,000 NAB Reward points after having the card for over 12 months. Finally, convert your total of 120,000 NAB points into 60,000 Velocity points. Be aware, this offer is unavailable to current NAB Rewards cardholders or past holders within the last 12 months. 

Point earnings are uncapped! Earn 1.25 NAB rewards points (0.62 Velocity points) on everyday purchases. 2.5 points (1.25 Velocity points) on purchases at major department and hardware stores such as Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10 and more. Then 3.75 NAB Reward points (1.8 Velocity points) on purchases with Webjet or overseas purchases.

Its Purchase interest rate is 19.99% p.a. and get up to 44 days interest-free when the balance is paid off each period. The annual fee is $295 p.a. and the minimum credit limit is $15,000.

 

Extra Benefits:  

Have your own personal concierge 24/7 to assist you with lifestyle and planning services. Or book your next adventure through its Visa Premium Access.

Pack your suitcases and fly overseas covered with complimentary overseas travel insurance, transport accident insurance, Interstate flight inconvenience insurance or Domestic hotel burglary insurance. 

Have more confidence shopping online and in-store with its extra purchase protection insurance and extended warranty insurance.

 

Income Eligibility: 

No set minimum income is required. 

 

American Express Essential

  • Bonus Points: N/a.

  • Points Per $1 Spend: 0.62 Velocity points on everyday purchases. 0.5 Velocity points at government bodies in Australia. 

  • Annual Fee: $0.

Why We Like It:

The American Express Essential is like having a few different credit card types all into one.

It has reward points, no annual fee, and lower than the usual interest rate of 14.99% p.a. Seeing a credit card with these two power features combined is a rare find.

Earn yourself reward points as you spend with 1.25 Rewards point (0.62 Velocity points) per $1 spent on everyday purchases like coffee or groceries etc. And 1 Rewards points (0.5 Velocity points) per $1 spent at government bodies in Australia. As you can see you can convert 1 Reward point into 0.5 Velocity points. 

 

Extra Benefits:  

Accidentally cracking your smartphone screen really really sucks. But have no fear, you can use its Smartphone Screen Insurance (up to $500 for screen repairs when you buy your phone or contract with the credit card).

Have your purchased items within 90 days covered by its purchase protection and refund protection shopping insurances.

Plus, get to enjoy more entertainment experiences with your access to American Express Invites for pre-sale tickets and reserved seating for desired events.

And the mobile payment users can setup up their card on Apple Pay, Samsung Pay and Google Pay. 

 

Income Eligibility: 

Minimum income required is $40,000.

 

We hope you found our list of Velocity Points credit cards flyer in Australia for 2021 helpful! Feel free to comment below with your thoughts on our blog.

See more similar articles below:

Best Frequent Flyer Credit Cards 

Best Rewards Credit Cards 

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