| Credit Card | Bonus Points Offer | Velocity Points / $1 Spend | Annual Fee |
|---|---|---|---|
| Westpac Altitude Velocity Black | 150,000 Velocity Points* | 0.8 | $370 |
| American Express Platinum | 112,500 Velocity Points* | 1.1 | $1,450 |
| St George Amplify Signature | 100,000 Velocity Points* | 2 | $99* |
| ANZ Rewards Black | 90,000 Velocity Points* | 1 | $375 |
| NAB Rewards Signature | 55,000 Velocity Points* | 1.5 | $420 |
The Velocity points frequent flyer program is one of the giant frequent flyer programs in Australia. Velocity points credit cards are a gateway to earning more points as you spend day to day. Then points can be exchanged for free flights, hotel accommodation, gift vouchers and more.
Popular airlines in connection with the Velocity frequent flyer program are Virgin Australia, Tigerair, Delta, Air Lines, Singapore Airlines, Ethiad Airways and more.
We've collected and listed some of the best Velocity points credit cards available, specifically those with big bonus points, high point earnings, and awesome travel benefits.
If you can like you can also compare more Velocity points credit cards on Kredmo.
Check out other similar articles:
Westpac Altitude Velocity Black
Why We Like It
If your main goal is to collect as many Virgin Australia points as possible so you can book your next holiday or upgrade to business class, the Westpac Altitude Velocity Black is an exceptional choice.
The biggest reason we love this card is the massive 150,000 bonus Velocity Points it offers to new cardholders. Westpac splits this bonus up into two parts to keep your points growing over time. You will get a huge chunk of 90,000 Velocity Points right away when you spend $6,000 on eligible purchases within the first 90 days of getting approved. Then, you will get another 60,000 Velocity Points in your second year when you meet that same spend requirement within 90 days of your card anniversary.
While many luxury frequent flyer cards charge massive annual fees between $400 and $700 just to hold them, Westpac keeps it slightly more affordable with a $295 annual card fee plus a $75 annual rewards program fee. And if you already bank with Westpac, you can log into your account to apply and they will often drop that first-year card fee down to just $200.
Extra Perks
◇ Get two free Economy X seat upgrade vouchers each year on selected domestic flights, giving you extra legroom and priority boarding.
◇ Earn a high rate of 1.2 Velocity Points for every dollar spent overseas, 0.8 points for every dollar spent locally on your everyday shopping, and 0.5 points per dollar on all other eligible expenses. If you reach a total of $10,000 spent, you will earn 0.25 Velocity Points per $1 spent for the rest of that statement period.
◇ You will receive complimentary international travel insurance, interstate flight inconvenience cover, and a rental car excess waiver, saving you from having to buy separate insurance policies when you travel.
◇ Built-in buyer protections apply when you pay with your card. With Purchase Protection Insurance, most new items are automatically covered against accidental loss, theft, or damage for up to four months from purchase.
◇ Extended Warranty Insurance automatically extends the manufacturer's standard Australian warranty by up to 24 months on many personal items, giving you total peace of mind without extra store warranties.
◇ You get 24/7 access to a personal concierge service that can help you book event tickets or hard-to-get dinner reservations.
◇ This card permits up to 1 additional cardholder at no extra cost, unlike many competitors that charge heavily for additional users.
Income Eligibility
To be eligible for this card, you must have a minimum before-tax income of $75,000 a year. Along with meeting the income rule, you also need to be approved for a minimum credit limit of $6,000, which is standard for a premium card like this.
American Express Platinum
Why We Like It
As one of the top premium cards available the American Express Platinum comes with a full range of extra benefits.
You can start with 225,000 bonus membership reward points when you spend $5,000 in the first 3 months. This total of 225,000 points can then be converted into 112,500 Velocity points. However, this offer is only available to new cardmembers who don't currently hold or haven't held an Amex card within the last 18 months.
For reward points, you collect 2.25 membership reward points (1.1 Velocity points) per $1 on eligible everyday purchases. And 1 membership reward point (0.5 Velocity points) on government bodies in Australia. Plus, its point earnings has no cap, so the sky's the limit.
The card comes at an annual fee of $1,450 and has up to 44 cash flow days. No minimum credit limit is mentioned.
Extra Perks
◇ For your travel services, it has $450 travel credit that can be used for eligible flights, hotels, car rental and more.
◇ You and a guest can relax at the American Express Global Lounge Collection - one of the biggest lounge collections with over 1,400 airport lounges across 130 countries. What's even better is that additional card members get Priority Pass membership too and can bring a guest.
◇ Use its complimentary Platinum International Airline Program. Offering you discounts of up to 20% on First and Business class with Qantas, Virgin, Emirates and more.
◇ Have another platform to book your hotel stays for traveling. Under its Fine Hotels & Resorts Program, there are complimentary benefits offered to an average value of USD$550. Such as free room upgrades, 4pm late checkout and more. These benefits are supplied at 1,600 properties at 5-star level based globally.
◇ More complimentary memberships and programs include the Accor Plus valued at $399/year. The Hotel Elite Status, American Express Invites, Amazon Prime memership credit (up to $84 per year) and AFR digital subscription ($628/year value)
◇ Use its complimentary platinum concierge 24/7 for assistance with suggestions and bookings.
◇ Insurances that are available on the card are extended warranty and purchase protection.
◇ Have the option to setup up mobile payments with Apple Pay, Samsung Pay and Google Pay.
Income Eligibility
No minimum income is required and the applicant must have no history of bad debt or payment default.
St.George Amplify Signature
We We Like It
The St.George Amplify Signature has one of the highest frequent flyer bonus points offers in the market.
Get 100,000 Amplify Points when you spend at least $12,000 on eligible purchases within the first year from approval. Then another 100,000 Amplify points after spending $12,000 on eligible purchases in the second year. Convert your total 200,000 Amplify points into its equivalent of 100,000 Velocity points or KrisFlyer miles, or $900 in e-Gift cards. (Bonus points is only available to new St.George Amplify cardholders or those who haven't held an Amplify card from St.George, Bank of Melbourne or BankSA within the last 24 months).
Earn 3 Amplify points for every dollar you spend on international purchases, and 2 Amplify points on everyday spending. You'll then collect 1 Amplify Point on other eligible purchases! Once your total spending exceeds $10,000 within a single statement period, the earn rate for all subsequent purchases until the end of that period will adjust to 0.5 Amplify points per dollar (convert 1 Amplify point to 0.5 Velocity points or KrisFlyer miles). To speed up your point earnings, you can add one additional cardholder for free.
The purchase rate is 20.99% p.a. and in the first year, its annual fee is $199 or $99 for existing customers and then $295 per annum after. The interest-free days are up to 55 days as long as the statement balance is paid off each period.
Extra Perks
◇ Kick back and relax while in transit with its 2 complimentary Priority Pass lounge visits per year to over 1,400 lounges worldwide.
◇ Secure free membership to Visa's Luxury Hotel Collection with the privileges of best available rates, free room upgrades, and late check of 3 pm at some of the hotels worldwide.
◇ You'll have 24/7 access to its concierge service to assist you with lifestyle planning and bookings.
◇ When taking your holiday overseas feel free to take advantage of its complimentary domestic and overseas travel insurance and vehicle rental excess cover in Australia.
◇ Shop with more peace of mind with its extra benefits like extended warranty, and purchase protection.
Income Eligibility
There's no set minimum income is required, however, the minimum credit limit is $15,000.
ANZ Rewards Black
Why We Like It
Get a hot offer of 130,000 bonus Rewards points and $100 back when you spend $5,000 on eligible purchases in the first 3 months from approval on the ANZ Rewards Black. Then another 50,000 bonus Rewards points after keeping the card for over 15 months. Convert your 180,000 bonus Reward points into 90,000 Velocity points via the ANZ Rewards program (the bonus offer is only available to non-cardholders of ANZ Rewards cards or those who haven't held an ANZ Rewards card within the last 24 months).
Its reward points are uncapped! Collect 2 Reward points (1 Velocity point) per $1 spent on purchases up to $5,000 per statement period, then 1 Reward point (0.5 Velocity point) per $1 spent after that. Redeem your Velocity points by converting 1 ANZ Reward points = 0.5 Velocity points.
Redeemed frequent flyer points available are Velocity points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles or Asia Miles.
Its purchase rate is 20.99% p.a. with up to 55 days interest-free. The annual fee is $375 per annum and the minimum credit limit is $15,000.
Extra Perks
◇ Get up to 9 additional cardholders but at the cost of $65 each, which is a bit of a drawback.
◇ Hands you complimentary access to Exclusives by ANZ for exclusive entertainment offers.
◇ Comes with free international travel insurance, interstate flight inconvenience, rental vehicle excess in Australia, and transit accident insurance.
◇ When shopping, your eligible purchases will have free purchase protection, and extended warranty.
◇ If you ever need help making bookings for dining, entertainment, travel and more you'll have access to your own 24/7 personal concierge to assist you.
Income Eligibility
There's no set minimum income required, however, its minimum credit limit is $15,000.
NAB Rewards Signature
Why We Like It
Get 80,000 bonus NAB Reward points on the NAB Rewards Signature if you spend $5,000 on everyday purchases within 90 days of account opening. Plus 30,000 NAB Reward points after having the card for over 12 months. Finally, convert your total of 110,000 NAB bonus points into 55,000 Velocity points. Be aware, this offer is unavailable to current personal NAB Rewards cardholders or past holders within the last 24 months.
Point earnings are partially uncapped. Earn 1.5 NAB rewards points (0.75 Velocity points) on everyday and grocery store purchases for up to $15,000 spending in each statement period, then 0.5 points thereafter (0.25 Velocity points). Also, 3 NAB Reward points (1.5 Velocity points) on purchases with Webjet online.
Its Purchase interest rate is 20.99% p.a. and get up to 44 days interest-free when the balance is paid off each period. The monthly fee is $0 if you spend at least $5,000 on the card, otherwise it's $35 monthly, and the minimum credit limit is $15,000.
Extra Perks
Have your own personal concierge 24/7 to assist you with lifestyle and planning services. Or book your next adventure through its Visa Premium Access.
Pack your suitcases and fly overseas covered with complimentary overseas travel insurance, transport accident insurance, Interstate flight inconvenience insurance or Domestic hotel burglary insurance.
Have more confidence shopping online and in-store with its extra purchase protection and extended warranty insurance.
Income Eligibility
No set minimum income is required.
We hope you found our list of Velocity Points credit cards flyer in Australia for 2026 helpful! Feel free to comment below with your thoughts on our blog.
See more similar articles below:
Best Frequent Flyer Credit Cards
To get more similar related blogs and helpful tips, feel free to drop your email at the bottom of our homepage. Or follow us on Facebook, Instagram or Twitter.