Credit CardMain FeatureVelocity Points / $1 SpendAnnual Fee
American Express Velocity Platinum100,000 Bonus Velocity Points1.25$375
Virgin Velocity High Flyer100,000 Bonus Velocity Points1$289
NAB Rewards Signature60,000 Bonus Velocity Points0.62$295
American Express Velocity EscapeNo Annual Fee0.75$0
Virgin Velocity Flyer - Bonus Points70,000 Bonus Velocity Points0.66$129

The Velocity points frequent flyer program is one of the giant frequent flyer programs in Australia. Velocity points credit cards are a gateway to earning more points as you spend day to day. Then points can be exchanged for free flights, hotel accomdation, gift vouchers and more. 

Popular airlines in connection with the Velocity frequent flyer program are Virgin Australia, Tigerair, Delta, Air Lines, Singapore Airlines, Ethiad Airways and more.

We've collected and listed some of the best Velocity points credit cards available. Specifically seeking for those with big bonus points, high point earnings and extra travel benefits.

 

American Express Velocity Platinum

  • Bonus Points: 100,000 Velocity points.

  • Points Per $1 Spend: 1.25 Velocity points on purchases & 0.5 points on government purchases. 1 extra Velocity point on Virgin Australia purchases.

  • Annual Fee: $375.

Why We Like It:

The American Express Velocity Platinum card offers 100,000 Velocity points if you spend $3,000 in the first 4 months from the approval date. 

For everyday purchases every $1 spent receives 1.25 Velocity points and 0.5 Velocity points for government bodies. And purchases with Virgin Australia earn you 1 extra Velocity point.

Want to build up points even faster? You can have up to 4 extra cards for family members or friends at no added cost. 

The standard card details are purchase rate at 20.74% p.a. and annual fee of $375 p.a.

 

Extra Benefits:  

Has travel benefits like complimentary domestic return flight (economy) via Virgin Australia between selected cities each year. And a Virgin Australia lounge passes each year to have you kicking back and relax at selected domestic airports. 

You'll get two complimentary entries each year to the American Express Lounge at the Sydney International or Melbourne International Airports. 

Have domestic and international travel insurance cover when you book your flights on the credit card. Flight delays, missed connections or delayed luggage are all coverable under its travel inconvenience insurance.

Receive 24/7 platinum priority service to asssist you with holiday planning, booking flights, events, car rentals and more.

Be covered when you purchase online or instore with its refund protection and purchase protection. And finally, for mobile payment enthusiasts, Apple Pay, Samsung Pay, and Google Pay are available.

 

Income Eligibility:

The minimum income required is $65,000.  

 

NAB Rewards Signature

  •  Bonus Points: 60,000 Velocity points.

  • Points Per $1 Spend: 0.62 Velocity points on everyday purchases. 1.25 Velocity points at major department/hardware stores.

  • Annual Fee: $295.

Why We Like It:

Get 90,000 bonus NAB points on the NAB Rewards Signature if you spend $2,500 on everyday purchases within 60 days of account opening. Plus 30,000 NAB points points after having the card for over 12 months. Finally, convert your 120,000 NAB points to 60,000 Velocity points. 

Point earnings are uncapped! You'll earn 0.62 Velocity points per $1 spend on everyday purchases. Get 1.25 Velocity points on purchases made in-store or online at major department and hardware stores in Australia. Stores include Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10 and more.

The Purchase interest rate is 19.99% p.a. and annual fee at $295. Interest free days are at 44 days. Its minimum credit limit is $15,000.

 

Extra Benefits:  

Have your own personal concierge 24/7 to assist you with lifestyle and planning services. Or book your next adventure through its Visa Premium Access.

Pack your suitcases and fly overseas covered with complimentary overseas travel insurance, transport accident insurance, Interstate flight inconvenience insurance or Domestic hotel burglary insurance. 

Have more confidence shopping online and in-store with its extra purchase protection insurance, extended warranty insurance and price protection insurance.

 

Income Eligibility: 

No set minimum income is required. 

 

American Express Velocity Escape

  • Extra Benefit: Refund and Purchase Protection.

  • Points Per $1 Spend: Eearn 0.75 Velocity points on everyday purchases and 0.5 points on government bodies in Australia.  

  • Annual Fee: $0.

Why We Like It:

This American Express Velocity Escape is super awesome as you can earn points at no annual fee.

The cherry on top is there's no cap on point earnings! Earn 0.75 Velocity points per $1 spend on everyday purchases and 0.5 points on government bodies in Australia.

Its purchase rate is 20.74% p.a. with a good up to 55 days interest free.

 

Extra Benefits:  

At no extra cost, you can have 4 additional cards for family members to boost your points.

Knowing that you're protected shopping online or in stores is a relief. It has refund protection and purchase protection within 90 days of the purchase. 

Mobile payment apps available with this card are Apple Pay, Samsung Pay and Google Pay.  

 

Income Eligibility: 

The minimum income required is $40,000.  

 

Virgin Velocity High Flyer

  • Bonus Points: 100,000 Velocity points.

  • Points Per $1 Spend: 0.75 Velocity points on eligible purchases.

  • Annual Fee: $139 in 1st year. Thereafter, it's $279 p.a. 

Why We Like It:

Its Virgin Velocity High Flyer bonus of 100,000 Velocity points comes in two parts. First, receive 25,000 points each month when you spend $3,000 or more on eligible purchases in the first 3 months from card approval. Second, after the first anniversary of having the card then receive 25,000 points. 

You'll collect 1 Velocity point per $1 spend on purchases for up to $8,000 each month. Then purchases $8,001 and above will receive 0.5 points per $1 spend.  

Purchase rate is 20.74% with a $280 annual fee. Plus up to 44 days interest free and minimum credit limit is $15,000. 

 

Extra Benefits:  

Each year get a complimentary $129 Virgin Australia Gift Voucher which covers the annual fee. 

Plus, have free international travel insurance yourself and family members and transit accident insurance.

Helping you to book flights or entertainment on your holiday is its extra 24/7 personal concierge. Plus, you get access to Visa Signature Benefits for discounts on holidays and hotel.

Shopping protection comes with guaranteed pricing scheme and purchase protection. Mobile payments with Samsung Pay is available to pay for your goods.   

 

Income Eligibility: 

The minimum income required is $75,000.

 

Virgin Velocity Flyer - Bonus Points

  • Bonus Points: 70,000 Velocity points.

  • Points Per $1 Spend: 0.66 Velocity points on purchases up to $1,500 per month, thereafter, earn 0.5 Velocity points. 

  • Annual Fee: $129.

Why We Like It:

The Virgin Velocity Flyer Bonus Points offer of 70,000 Velocity points is also offered in two parts. You'll receive 20,000 points each month when you spend $1,500 or more on eligible purchases in the first 3 months from card approval. Then 10,000 points after the first anniversary of having the card.

Earn 0.66 Velocity points per $1 spend on purchases up to $1,500 each month. For above the $1,500 spend you'll earn 0.5 points per $1 spend. 

Purchase rate is 20.74% p.a. with a $129 annual fee. Plus up to 55 days interest free and minimum credit limit of only $6,000. 

 

Extra Benefits:  

Each year get a complimentary $129 Virgin Australia Gift Voucher to essentially cover the the annual fee. 

Be granted access to Visa Platinum Benefits for special offers to concerts, sporting events and more. Plus, always shop for and get the best prices with its guaranteed pricing scheme. 

Travel insurance benefits do include transit accident insurance. Furtermore, to assist you in booking flights or entertainment on your holiday is its 24/7 personal concierge. 

Use it with Samsung Pay to mobile pay for your goods. 

 

Income Eligibility: 

The minimum income required is $35,000.

We hope you found our list of Velocity Points credit cards flyer in Australia for 2019 helpful! Feel free to comment below with your thoughts on our blog.

Check out our other similar best credit cards below:

best Qantas points credit cards 

best frequent flyer credit cards

best travel credit cards 

best rewards credit cards 

 

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