Credit CardBonus Points OfferVelocity Points / $1 SpendAnnual Fee
American Express Platinum40,000 Velocity Points*1.1$1,450
ANZ Rewards Black75,000 Velocity Points*1$375
Virgin Velocity High Flyer60,000 Velocity Points1$289
St George Amplify Signature100,000 Velocity Points*0.75$139*
NAB Rewards Signature60,000 Velocity Points*0.62$295
American Express Essential-0.62$0

The Velocity points frequent flyer program is one of the giant frequent flyer programs in Australia. Velocity points credit cards are a gateway to earning more points as you spend day to day. Then points can be exchanged for free flights, hotel accommodation, gift vouchers and more. 

Popular airlines in connection with the Velocity frequent flyer program are Virgin Australia, Tigerair, Delta, Air Lines, Singapore Airlines, Ethiad Airways and more.

We've collected and listed some of the best Velocity points credit cards available, specifically those with big bonus points, high point earnings, and awesome travel benefits.

If you can like you can also compare more Velocity points credit cards on Kredmo. 

Check out other similar articles:

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American Express Platinum

  • Bonus Points: 40,000 Velocity points (converted from 80,000 Membership Reward points).

  • Points Per $1 Spend: 1.1 Velocity points on everyday purchases & 0.5 Velocity points on government bodies in Australia.

  • Annual Fee: $1,450.

Why We Like It:

As one of the top premium cards available the American Express Platinum comes with a full range of extra benefits. Starting with 80,000 bonus membership reward points when you spend $3,000 in the first 3 months, which can then be converted into 40,000 Velocity points.

For reward points, you collect 2.25 membership reward points (1.1 Velocity points) per $1 on eligible everyday purchases. And 1 membership reward point (0.5 Velocity points) on government bodies in Australia. Plus, its point earnings has no cap, so the sky's the limit.

The card comes at an annual fee of $1,450 and has up to 44 cash flow days. No minimum credit limit is mentioned. 

 

Extra Benefits:  

For your travel services, it has $450 travel credit that can be used for eligible flights, hotels, car rental and more.

While in transit, you and a guest can relax at the American Express Global Lounge Collection - one of the biggest lounge collections with 1,200 airport lounges across 130 countries. What's even better is that additional card members get Priority Pass membership too and can bring a guest. 

Use its complimentary Platinum International Airline Program. Offering you discounts of up to 20% on First and Business class with Qantas, Virgin, Emirates and more. 

Now you have another platform to book your hotel stays for traveling. Under its Fine Hotels & Resorts Program, there are complimentary benefits offered to an average value of $700 AUD. Such as free room upgrades, 4pm late checkout and more. These benefits are supplied at 975 properties at 5-star level based globally.  

More complimentary memberships and programs include the Accor Plus valued at $399/year. The Hotel Elite Status, American Express Invites and AFR digital subscription ($628/year value).

Need help with planning your fun experiences? Then call your complimentary platinum concierge 24/7 for assistance with suggestions and bookings. 

Insurances that are available on the card are smartphone screen insurance, extended warranty, and purchase protection.

Finally, have the option to setup up mobile payments with Apple Pay, Samsung Pay and Google Pay.

 

Income Eligibility:

The minimum income required is $100,000 with no history of bad debt or payment default.

 

St.George Amplify Signature

  • Bonus Points: 100,000 Velocity points or KrisFlyer miles (converted from 200,000 Amplify points).

  • Points Per $1 Spend: 0.75 Velocity points on eligible purchases.

  • Annual Fee: $139 in first year. Thereafter it's $279 p.a.

Why We Like It:

The St.George Amplify Signature has one of the highest frequent flyer bonus points offers in the market.

Get 130,000 Amplify Points in the 1st year and another 70,000 points in the 2nd year when you spend at least $12,000 on eligible purchases each year. Then, convert your total 200,000 Amplify points into its equivalent of 100,000 Velocity points or KrisFlyer miles, or $900 in e-Gift cards. 

For each $1 spent you earn 1.5 Amplify points (0.75 Velocity points or KrisFlyer miles) on eligible purchases and yep it's uncapped too! To speed up your point earnings you can add one additional cardholder for free. 

Its purchase rate is 19.74% p.a. and in the first year, its annual fee is $139 and then $279 p.a. thereafter.  

 

Extra Benefits:  

Kick back and relax while in transit with its 2 complimentary Priority Pass lounge visits per year.

Secure free membership to Visa's Luxury Hotel Collection with the privileges of best available rates, free room upgrades, and late check of 3 pm at some of the hotels worldwide. Furthermore, you'll have 24/7 access to its concierge service to assist you with lifestyle planning and bookings. 

When taking your holiday overseas feel free to take advantage of its complimentary overseas travel insurance. Or shop with more peace of mind with its extra benefits like extended warranty, purchase protection, and best price guarantee.  

 

Income Eligibility:

No set minimum income is required, however, the minimum credit limit is $15,000.   

 

Virgin Velocity High Flyer

  • Bonus Points: 60,000 Velocity points.

  • Points Per $1 Spend: 1 Velocity point on purchases up to $8,000 per period & 0.5 Velocity points on purchases above $8,001. 

  • Annual Fee: $139 in 1st year. Thereafter, it's $279 p.a. 

Why We Like It:

Its Virgin Velocity High Flyer bonus of 60,000 Velocity is received as 20,000 points each month when you spend $3,000 or more on eligible purchases each month in the first 3 months. 

You'll collect 1 Velocity point per $1 spend on purchases for up to $8,000 each month. Then purchases $8,001 and above will receive 0.5 points per $1 spend.  

Purchase rate is 20.74% with a $289 annual fee. Plus up to 44 days interest free and minimum credit limit is $15,000.

 

Extra Benefits:  

Each year get a complimentary $129 Virgin Australia Gift Voucher which covers the annual fee. 

Plus, have free international travel insurance yourself and family members and transit accident insurance.

Helping you to book flights or entertainment on your holiday is its extra 24/7 personal concierge. Plus, you get access to Visa Signature Benefits for discounts on holidays and hotel.

Shopping protection comes with guaranteed pricing scheme and purchase protection. Mobile payments with Samsung Pay is available to pay for your goods.   

 

Income Eligibility: 

The minimum income required is $75,000.

 

NAB Rewards Signature

  •  Bonus Points: 60,000 Velocity points (converted from 120,000 NAB Reward points).

  • Points Per $1 Spend: 0.62 Velocity points on everyday purchases. 1.25 Velocity points at major department/hardware stores. 1.8 Velocity points on purchases with Webjet or overseas purchases.

  • Annual Fee: $295.

Why We Like It:

Get 90,000 bonus NAB Reward points on the NAB Rewards Signature if you spend $3,000 on everyday purchases within 60 days of account opening. Plus 30,000 NAB Reward points after having the card for over 12 months. Finally, convert your total of 120,000 NAB points into 60,000 Velocity points. 

Point earnings are uncapped! Earn 1.25 NAB rewards points (0.62 Velocity points) on everyday purchases. 2.5 points (1.25 Velocity points) on purchases at major department and hardware stores such as Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10 and more. Then 3.75 NAB Reward points (1.8 Velocity points) on purchases with Webjet or overseas purchases.

The Purchase interest rate is 19.99% p.a. and the annual fee is $295 p.a. Interest free days are at 44 days and the minimum credit limit is $15,000.

 

Extra Benefits:  

Have your own personal concierge 24/7 to assist you with lifestyle and planning services. Or book your next adventure through its Visa Premium Access.

Pack your suitcases and fly overseas covered with complimentary overseas travel insurance, transport accident insurance, Interstate flight inconvenience insurance or Domestic hotel burglary insurance. 

Have more confidence shopping online and in-store with its extra purchase protection insurance, extended warranty insurance and price protection insurance.

 

Income Eligibility: 

No set minimum income is required. 

 

American Express Essential

  • Bonus Points: N/a.

  • Points Per $1 Spend: 0.62 Velocity points on everyday purchases. 0.5 Velocity points at government bodies in Australia. 

  • Annual Fee: $0.

Why We Like It:

The American Express Essential is like having a few different credit card types all into one.

It has reward points, no annual fee, and lower than the usual interest rate of 14.99% p.a. Seeing a credit card with these two power features combined is a rare find.

Earn yourself reward points as you spend with 1.25 Rewards point (0.62 Velocity points) per $1 spent on everyday purchases like coffee or groceries etc. And 1 Rewards points (0.5 Velocity points) per $1 spent at government bodies in Australia. As you can see you can redeem 1 Reward point for 0.5 Velocity. 

 

Extra Benefits:  

Accidentally cracking your smartphone screen really really sucks. But have no fear, you can use its Smartphone Screen Insurance (up to $500 for screen repairs when you buy your phone or contract with the credit card).

Have your purchased items within 90 days covered by its purchase protection and refund protection shopping insurances.

Plus, get to enjoy more entertainment experiences with your access to American Express Invites for pre-sale tickets and reserved seating for desired events.

And the mobile payment users can setup up their card on Apple Pay, Samsung Pay and Google Pay. 

 

Income Eligibility: 

The minimum income required is $40,000.

 

We hope you found our list of Velocity Points credit cards flyer in Australia for 2020 helpful! Feel free to comment below with your thoughts on our blog.

See more similar articles below:

Best Frequent Flyer Credit Cards 

Best Rewards Credit Cards 

 

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