Credit CardMain FeaturePoints / $1 SpendAnnual Fee
Qantas American Express Ultimate120,000 Bonus Qantas Points1.25$450
Qantas Premier Platinum120,000 Bonus Qantas Points1$199*
NAB Qantas Rewards Signature120,000 Bonus Qantas Points*1$395
ANZ Frequent Flyer Black100,000 Bonus Qantas Points1$425
Bankwest Qantas PlatinumNo Foreign Fees & 50K Bonus Points0.75$160
NAB Qantas RewardsLow Minimum Credit Limit0.5$95
Qantas American Express Discovery No Annual Fee0.75$0

We gotta admit, booking a free flight with you a Qantas points credit card is a sweet feeling. Speeding up the pace on point earnings and collectting free flights quickly is the name of the game.

We found the highest Qantas bonus point offers and earning rates. And then compared and listed below the best Qantas points credit cards in Australia. 

Qantas American Express Ultimate

  • Bonus Points: 120,000 Qantas points.

  • Points Per $1 Spend: 1.25 Qantas points on everyday spending & 0.5 Points on government bodies. Extra 1 Qantas point on Qantas purchases. 

  • Annual Fee: $450.

Why We Like It:

The Qantas American Express Ultimate offers 120,000 bonus Qantas Points when you spend $4,500 in the first 3 months. For every day points, $1 spend earns 1.25 Qantas points on purchases, except for government bodies in Australia which earn 0.5 Qantas points.

Purchasing Qantas products or services will get you a bonus 1 Qantas point per $1 spent. The good news is there's no cap on point earnings!

Its interest rate is 20.74% with an annual fee of $450 p.a. 

This card is good for travel or purchasing products overseas as it has no foreign transaction fees.

 

Extra Benefits:  

Travel credit cards are always welcomed as with this card that offers a $450 Qantas Travel Credit each year for any domestic or internationally Qantas flights. Have more airport comfort with its 2 American Express Airport Lounge and 2 Qantas Club lounge entries each year.

Get complimentary cover for you and your family. Covering medical expenses, transport accident cover, travel cancellations, baggage money and documents and travel inconvenience up to $200 for flight delays.  

Finally, with mobile payments growing in popularity it's good to know this card works on Apple Pay, Samsung Pay and Google Pay. 

 

Income Eligibility: 

The minimum income required is $65,000.  

 

Qantas Premier Platinum

  • Bonus Points: 120,000 Qantas points.

  • Points Per $1 Spend: 1 Qantas point on domestic spend up to $10,000 & 0.5 Qantas points furthermore. 1.5 Qantas point on international spend. Extra 1 Qantas point on Qantas purchases. 

  • Annual Fee: $199 in 1st year. Thereafter it's $299. 

Why We Like It:

The Qantas Premier Platinum gets you 120,000 bonus Qantas Points when you spend $1,500 or more each month over the first 6 months.

Every $1 spent domestically earns you 1 Qantas point up to $10,000 in spend per month. Then spend over $10,000 will receive 0.5 Qantas Points. Internationally spend per $1 earns you 1.5 Qantas points. And purchasing Qantas products earns a bonus 1 Qantas point. See the list of non-eligible purchases on page 4 of Qantas Premier Platinum transaction exclusions.

Its interest rate is 19.99% with an annual fee of $199 in the first year. But subsequent years will have an annual fee of $299 p.a.

For your first eligible Qantas purchases on your card, you can get 6 months interest free within the six months of account approval.

 

Extra Benefits:  

Get more comfortable with 2 single entry lounge invitations each year to Qantas Club Domestic or Qantas Operated Business Lounges.

Even save up to 20% on selected domestic flights for you and up to 8 people when booking directly with concierge. Qantas' concierge service is available  24/7 for your lifestyle and travel bookings and more. 

Also, receive complimentary travel cover such as medical emergency insurance and travel cancellation cover.

 

Income Eligibility: 

The minimum income required is $35,000.  

 

NAB Qantas Rewards Signature

  •  Bonus Points: 120,000 Bonus Qantas points.

  • Points Per $1 Spend: 1 Qantas point on everyday purchases up to $5,000. Thereafter 0.5 Qantas points up to $20,000 spending. 1 bonus point on eligible Qantas service purchases.

  • Annual Fee: $295.

Why We Like It:

Score 90,000 bonus Qantas points on the NAB Qantas Rewards Signature when you spend $3,000 on purchases within 60 days of opening the account. Then earn 30,000 bonus Qantas points after having your card for over 12 months. 

Earn 1 Qantas point per $1 spend on everyday purchases up to $5,000 per month. And 0.5 Qantas points between $5,001 and $20,000 spending per month. Plus, get 1 bonus point on eligible Qantas service purchases.

Get complimentary Qantas Frequent Flyer membership, saving you $99.50. 

Its Purchase interest rate is 19.99% p.a. with an annual fee in the first year of $295. In second year and after the annual fee is $395. Interest free days are at 44 days.

 

Extra Benefits:  

Have your own personal concierge 24/7 to assist you with lifestyle and planning services. Or book your next adventure through the Visa Entertainment membership program. 

Pack your suitcases and fly overseas feeling more secure with its complimentary overseas travel insurance, transport accident insurance, Interstate flight inconvenience insurance or Domestic hotel burglary insurance. 

Furthermore, purchase your next online or in-store goods with more confidence by being covered with purchase protection insurance, extended warranty insurance, and price protection insurance.

 

Income Eligibility: 

No set minimum income is required, however, its minimum credit limit is $15,000.

 

ANZ Frequent Flyer Black

  • Bonus Points: 100,000 Qantas points.

  • Points Per $1 Spend: 1 Qantas point up to $7,500 spending then 0.50 Qantas points furthermore. Extra 1 point on Qantas products or services. 

  • Annual Fee: $425.

Why We Like It:

The ANZ Frequent Flyer Black has a speical bonus offer of 100,000 Qantas points and $200 cash back - when you spend $4,000 on eligible purchases in the first 3 months of approval.

Everyday purchases earn 1 Qantas Point per $1 spent on eligible transactions up to $7,500 per month. And on purchases above $7,500 you receive 0.5 Qantas points. Earn extra points on Qantas products or services with 1 bonus Qantas point per $1 spent. Points are uncapped so the sky is the limit! See the list of ANZ non-eligible purchases @ 23.Exceptions.

Interest rates on the card are set at 19.99% p.a. coupled with an annual fee of $425 p.a. Its minimum credit limit is $15,000. 

 

Extra Benefits:  

You get to enjoy complimentary two Qantas Club lounge access passes each year and a discounted first year Qantas club membership for new members.

Gain access to Exclusives ANZ and VISA Entertainment to get exclusive invitations to events in entertainment and lifestyle. Whenever you need assistance with booking or planning your events its 24/7 concierge services are at your call. 

Travel related insurances inclusive are overseas travel and medical, interstate flight convenience insurance and rental excess cover. In addition, shop with confidence with its eligible extended warranty, best price guaranteed and 90-day purchase protection. 

 

Income Eligibility: 

Minimum income required is $75,000.

 

Bankwest Qantas Platinum

  • Foreign Fees: No foreign transaction fees.

  • Points Per $1 Spend: 0.75 Qantas points up to $2,500 spend and then 0.3 Qantas points thereafter per month.

  • Annual Fee: $160.

Why We Like It:

The Bankwest Qantas Platinum helps you dodge overseas fees with its no foreign transaction fees feature. If you want bonus points too then check out the Bankwest Qantas World credit card.

Get 0.75 Qantas points per $1 spent on everyday purchases up to $2,500 spent per month. And 0.3 points when spend over $2,500 per month.

Its purchase interest rate is 20.49% p.a. and annual fee is $160. Minimum credit limit is $3,000. 

Plus, you recieve a complimentary Qantas Frequent Flyer membership that saves you $99.50. 

 

Extra Benefits:  

When purchasing an overseas flight on the credit card you can get complimentary overseas travel insurance. 

Bankwest thankfully offers its cards in digital form too! Allowing you to access and activate your new credit card through the Bankwest app, as soon as you’re approved. 

 

Income Eligibility: 

No set minimum income required. 

 

NAB Qantas Rewards

  • Low Limit Available: $500 minimum credit limit

  • Points Per $1 Spend: 0.5 Qantas points on everyday purchases.

  • Annual Fee: $95.

Why We Like It:

If you want a low credit limit card then the NAB Qantas Rewards is the pick. It offers a credit limit as low as $500 while other Qantas points cards offer a $6,000 minimum.  

Collect 0.5 Qantas points per $1 spend on everyday purchases with no cap on earnings. Plus, earn 1 bonus point with eligible Qantas services. 

Have the complimentary Qantas Frequent Flyer membership, saving you $99.50. 

Its purchase rate is 19.99% p.a. with a relatively low annual fee of $95. Interest free days are at 44 days.

 

Extra Benefits:  

Book your next adventure through its Visa Entertainment membership program. 

Furthermore, purchase your next online or in-store goods with peace of mind covered by Purchase protection insurance.

 

Income Eligibility: 

No set minimum income is required. 

 

Qantas American Express Discovery

  • Extra Feature: Mobile Pay - Apple, Google and Samsung Pay.

  • Points Per $1 Spend: 0.75 Qantas points on everyday purchases. 0.5 Qantas points at government bodies. Extra 1 Qantas point on Qantas purchases.  

  • Annual Fee: $0.

Why We Like It:

The Qantas American Express Discovery is for those who don't want to pay an annual fee. Collect 0.75 Qantas points for every $1 spent on card purchases at non-government bodies. Purchases at government bodies in Australia earn 0.5 Qantas Points for $1 spent. Earn 1 extra Qantas Point every time you spend $1 with Qantas.

Its purchase interest is 20.74% p.a.

Extra Benefits:  

Use its refund protection if ever you're refused a refund on an unused eligible item within the first 90 days of purchase.

Mobile payment platforms available for the card are Apple Pay, Samsung Pay or Google Pay.

 

Income Eligibility: 

The minimum income required is $35,000.

 

We hope you found our list of best Qantas points credit cards in Australia for 2019 helpful! Feel free to comment below with your thoughts on our blog.

Check out our other similar best credit cards below:

Best frequent flyer credit cards

Best rewards credit cards 

 

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