Credit CardMain FeaturesPoints / $1 SpendAnnual Fee
Qantas Amex Discovery -0.75$0
Bankwest Qantas Platinum50,000 Qantas Points & No Foreign Fees0.75$160
Qantas Premier Platinum90,000 Qantas Points*1$199*
NAB Qantas Rewards Signature110,000 Qantas Points*1$295*
ANZ Frequent Flyer Black130,000 Qantas Points & $255 back1$425
Qantas Amex Ultimate55,000 Qantas Points & Travel Credit1.25$450

Booking a free flight using only Qantas points is such a satisfying feeling! If you’re part of the Qantas program, you likely look for any opportunity to speed up the process of earning frequent flyer points so you can redeem more free and lower-cost fares.

To help you earn more points faster, we compiled some of the highest Qantas bonus-point offers and earning rates in one place online. Read on for our pick of the best Qantas points credit cards in Australia right now. 

For further inspiration, you can also compare more Qantas points credit cards on Kredmo today. 

Want to check out other similar best-of travel articles? Take a look at Best Velocity Points Credit Cards.

Qantas American Express Discovery

  • Bonus Points: N/a. 

  • Points Per $1 Spend: 0.75 Qantas points on everyday purchases. 0.5 Qantas points on purchases with government bodies. 1.75 Qantas points on Qantas-related purchases. 

  • Annual Fee: $0.

Why We Like It:

The Qantas American Express Discovery is ideal if you want to earn at least some points while avoiding paying out an annual fee.

Collect 0.75 Qantas points for every $1 spent on card purchases at non-government bodies. Purchases at government bodies in Australia earn 0.5 Qantas points for $1 spent. Earn 1.75 Qantas points every time you spend $1 on eligible Qantas products and services, too. Plus, you'll be pleased to hear that point earnings are uncapped, so you can accumulate plenty of points every year. 

The purchase interest rate on this card is 20.74% p.a. and cardholders receive up to 44 days’ interest-free when they pay the statement balance off each month. 

On top, a new feature of the card is a flexible way to pay off balances via “Plan It Instalments”. Set up equal monthly instalments that feature a fixed monthly fee but 0% p.a. interest

The minimum credit limit is $2,000 for this zero-annual-fee card.  

 

Extra Benefits:

Utilise the card’s handy refund protection if you're ever refused a refund on an unused eligible item (but only within 90 days of purchase).

Mobile payments are also available on Apple Pay, Samsung Pay, and Google Pay.

 

Income Eligibility:

The minimum income required for this card is $35,000 with no history of bad debt or payment default. 

 

Bankwest Qantas Platinum

  • Bonus Points: 50,000 Qantas points.

  • Points Per $1 Spend: 0.75 Qantas points up to $2,500 spent per month and then 0.3 Qantas points thereafter.

  • Annual Fee: $160.

Why We Like It:

The Bankwest Qantas Platinum credit card helps you say goodbye to overseas fees with its helpful no- foreign-transaction-fees feature. 

If you're a new Bankwest Qantas Platinum credit card customer, you can currently get 50,000 bonus Qantas points if you spend $3,000 on eligible purchases within the first 90 days and keep your card open for 15 months.

You'll earn yourself 0.75 Qantas points for every $1 spent on everyday purchases up to $2,500 spent per month. After this, you’ll receive 0.3 Qantas points per dollar.

If you’re not already a Qantas Frequent Flyer member, sign up when you get this credit card and enjoy complimentary membership, saving you $99.50. 

The card’s purchase interest rate is 20.49% p.a. and the annual fee is $160. The minimum credit limit on this product is $3,000

 

Extra Benefits:

Complimentary overseas travel insurance is available when overseas flights are purchased with your Bankwest Qantas Platinum credit card. 

If you want to add friends or family members to your account so you rack up Qantas points more quickly, you’ll like the fact that there’s a zero supplementary card fee for up to three additional cards

Thankfully, Bankwest provides credit cards in digital form, too. This allows you to access and activate your new credit card through the Bankwest app as soon as you’re approved and start spending right away. 

 

Income Eligibility:

No set minimum income is required for this card. 

 

Qantas Premier Platinum

  • Bonus Points: 90,000 Qantas points.

  • Points Per $1 Spend: 1 Qantas point on domestic spending up to $10,000, then 0.5 Qantas points furthermore. 1.5 Qantas point on international purchases. An extra 1 Qantas point on Qantas purchases. 

  • Annual Fee: $199 in the first year, then it's $299. 

Why We Like It:

The Qantas Premier Platinum offers 90,000 bonus Qantas points when you spend $3,500 on eligible purchases within 3 months of card approval. These offers are only available to new account holders (non-holders of a Qantas Premier card right now or those who have not held one in the last 12 months). 

The point earnings are partially uncapped. For every $1 spent domestically, you’ll earn 1 Qantas point for up to $10,000 spent per month. After you hit this spending amount, you still receive 0.5 Qantas points for every $1 spent.

International spending earns you 1.5 Qantas points for every dollar. Purchasing Qantas products generates a bonus Qantas point per dollar. (Note: read the list of non-eligible purchases on page 4 of the document about Qantas Premier Platinum transaction exclusions.)

This Qantas card interest rate is 19.99%, however there’s currently a handy balance transfer offer of 0% p.a. for 18 months that you might like to take advantage of. (A 1% balance transfer fee applies.)

Plus, enjoy 6 months’ interest-free on your first eligible Qantas purchases on the card, within six months of account approval.

This product charges cardholders an annual fee of $199 in the first year and $299 thereafter.

 

Extra Benefits:

Wait in luxury for boarding your flight with 2 single entry lounge invitations each year to Qantas Club Domestic or Qantas Operated International Business Lounges.

Furthermore, save up to 20% on selected domestic flights for you and up to 8 people when booking directly with the card’s concierge service. This is available 24/7 for all your lifestyle and travel bookings and other assistance. 

Also, receive complimentary travel covers such as medical emergency insurance and travel cancellation cover.

Additional cardholders are available, however, the downside is they come with a $50 fee per year. 

 

Income Eligibility:

The minimum income required for this card is $35,000.  

 

NAB Qantas Rewards Signature

  •  Bonus Points: 110,000 Qantas points.

  • Points Per $1 Spend: 1 Qantas point on everyday purchases up to $5,000. After this, earn 0.5 Qantas points up to $20,000 spent monthly. Receive 1 bonus point on eligible Qantas service purchases.

  • Annual Fee: $295 in the first year. In subsequent years it's $395 p.a.

Why We Like It:

Sign up, and you’ll get a healthy 90,000 bonus Qantas points on your NAB Qantas Rewards Signature card when you spend $3,000 on purchases within 60 days of opening your account. Then, receive an extra 20,000 bonus Qantas points after keeping your card active for over 12 months. However, this offer is unavailable to existing NAB customers who have received or were entitled to receive NAB Qantas Rewards bonus points within the last 12 months. 

Earn 1 Qantas point for every $1 spent on everyday purchases, up to a limit of $5,000 per month. After reaching this limit, receive 0.5 Qantas points per $1 spent between $5,001 and $20,000 per month. As such, point earning is capped on this card. You do get 1 bonus point on all your eligible Qantas service purchases, though.

Another perk of this card is that customers receive complimentary Qantas Frequent Flyer membership, saving those new to the program the traditional $99.50 sign-up cost. 

The card’s purchase interest rate is 19.99% p.a., and it provides up to 44 interest-free days. The annual fee is discounted in the first year to $295. In later years, it’s $395.

 

Extra Benefits:

Do you like to book regular entertainment experiences in your hometown or trial new restaurants, bars, and more while travelling? If so, you’ll appreciate that this card comes with a 24/7 personal concierge to assist you with lifestyle and planning services. Plus, booking your next adventure online is simple via  Visa Entertainment, which is also available to cardholders.

Pack your suitcases and fly overseas feeling more secure with this NAB card’s complimentary overseas travel insurance, transport accident insurance, interstate flight inconvenience insurance, and domestic hotel burglary insurance. 

Furthermore, purchase your next online or in-store goods with more confidence when you shop. The card provides purchase protection insurance, extended warranty insurance, and price protection insurance.

 

Income Eligibility:

No set minimum income is required, although the card’s minimum credit limit is $15,000.

 

ANZ Frequent Flyer Black

  • Bonus Points: 130,000 Qantas points & a $255 cashback offer. 

  • Points Per $1 Spend: 1 Qantas point per dollar up to $7,500 spent per statement period, then 0.50 Qantas points per dollar on spending above that amount. Extra 1 point per dollar on Qantas products or services.

  • Annual Fee: $425.

Why We Like It:

The ANZ Frequent Flyer Black has a special bonus offer of 100,000 Qantas points and $255 cashback when you spend $3,000 on eligible purchases within the first 3 months of approval. Then a bonus 30,000 Qantas points after keeping the card for 12 months. This boost can help you book a free return trip to many destinations. However, this bonus offer is only available to new ANZ frequent flyer cardholders or those who have not had one in the last 12 months. 

Everyday purchases earn 1 Qantas point per $1 spent on eligible transactions up to $7,500 per month, then 0.5 Qantas points after that. Earn extra points on Qantas products or services with 1 bonus Qantas point per $1 spent. Happily, points earnings are uncapped on this card. 

The interest rate on the card is set at 19.99% p.a. It has an annual fee of $425 p.a. and the minimum credit limit is $15,000.  

 

Extra Benefits:

Get comfier when you fly with 2 complimentary Qantas Club lounge passes each year and discounted access to Qantas Club membership in your first year – this can save you up to $497. 

With this card, you’ll gain access to Exclusives ANZ and VISA Entertainment. As such, enjoy special invitations to unique, often once-in-a-lifetime kinds of entertainment and lifestyle events. Whenever you need assistance with booking or planning your outings, you can also take advantage of the 24/7 concierge services included with the card. 

Travel related insurances are yours to use, too. This ANZ Black product features overseas travel and medical cover, interstate flight convenience insurance, and rental excess cover.

Shoppers can buy with more confidence when they use their card for purchases. It provides free extended warranty on eligible transactions, a Best Price guarantee, and 90-day purchase protection

You can also take advantage of smartphone or wearable device payments since this credit card integrates with various systems for tap and pay transactions

 

Income Eligibility:

No set minimum income is required for this card.  

 

Qantas American Express Ultimate

  • Bonus Points: 55,000 Qantas points.

  • Points Per $1 Spend: 1.25 Qantas points on everyday spending & 0.5 points on purchases made with government bodies. Extra 1 Qantas point on Qantas purchases.

  • Annual Fee: $450.

Why We Like It:

The Qantas American Express Ultimate card provides customers with 55,000 handy bonus Qantas points when they spend $3,000 within the first 3 months of obtaining the product. However, this bonus offer is unavailable to existing American Express card members or recent past members (those who had an AMEX within the last 18 months). 

This card offers solid point-earning abilities. For everyday usage, each $1 spent earns 1.25 Qantas points on purchases, except for those with government bodies in Australia. These will reward you with a reduced 0.5 Qantas points per dollar.

You earn particularly well when you buy direct from Qantas, though. Purchase Qantas products or services, and you’ll get 2.25 Qantas points for every $1 spent. And the other great news is that there's no cap on point earnings so you can be booking a flight in no time!

The Qantas AMEX Ultimate credit card has an interest rate of 20.74% p.a. The annual fee is $450.

Note, too, that it's a great card to use for travel or purchasing products overseas because it boasts no foreign transaction fees.

 

Extra Benefits:

While the annual $450 fee may seem steep at first glance, be aware that this card pays for itself if you travel yearly. One of the best travel credit offers on the market, it provides cardholders with $450 Qantas travel credit each year. Use this for any domestic or international Qantas flights. 

Plus, you’ll also enjoy 2 American Express Airport Lounge and 2 Qantas Club lounge entries per year, so you can wait for your flights in comfort.

Use the card’s complimentary insurance cover for you and your family, too. It covers medical expenses, transport accident cover, travel cancellations, travel inconvenience up to $200 for flight delays, and up to $10,000 for lost or stolen baggage, money, and documents.  

We also like that users can earn points faster by adding up to 4 additional cards to their account for family or friends, with no extra fees charged for the privilege. 

If you sometimes struggle to pay off your credit card balance each month but don’t want to stress about interest accumulation, this card is sure to make you smile. A new feature is the ability to access “Plan It Instalments”, so you can pay off your balance in equal monthly amounts at zero interest for a fixed monthly fee. 

Finally, with mobile payments growing in popularity these days, it's good to know the card also works on Apple Pay, Samsung Pay, and Google Pay.  

 

Income Eligibility: 

The minimum income required for this card is $65,000.  

 

We hope you found our list of the best Qantas points credit cards in Australia for 2022 helpful! Feel free to comment below with your thoughts on this comparison post.

Plus, you might like to take a look at some other “best credit card” compilations, such as:

Best Frequent Flyer Credit Cards

Best Rewards Credit Cards 

 

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