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Credit Card

  • Rate
  • Rate Offer
  • Annual Fee
  • BT Offer
  • Min Income
  • Rate -
  • Rate Offer -
  • Annual Fee -
  • BT Offer
  • Min Income -
28 Degrees Platinum
28 Degrees Platinum
  • Rate 28.99%
  • Rate Offer -
  • Annual Fee $96
  • BT Offer -
  • Min Income -
28 Degrees Platinum
  • No Foreign Transaction Fees
  • $260 Cashback
  • Travel Services
    Global Data Roaming
    Shopping Protection
    Purchase Protection
    Hotel
    Up to 10% off selected hotels at Booking.com, Expedia and Wotif.
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
    Entertainment
    Mastercard Priceless
Purchase Interest Rate: 28.99% p.a.
Cash Advance Rate: 29.99% p.a.
Annual Fee: $96
Minimum Credit Limit: $1,000
Annual Fee Offer: $0 in 1st year and ongoing if spend $12,000 annually
Additional Cardholders: Additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of closing balance, or nil if your closing balance is $5 or less
Late Payment Fee: $45
No Foreign Transaction Fees: Yes
Entertainment: Mastercard Priceless
Purchase Protection: Yes
Travel Services: Global Data Roaming
Mobile Pay: Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay
Hotel: Up to 10% off selected hotels at Booking.com, Expedia and Wotif.
American Express Essential
American Express Essential
  • Rate 23.99%
  • Rate Offer -
  • Annual Fee $108
  • BT Offer -
  • Min Income -
American Express Essential
  • $
    Cashback
    Cashback
    Frequent Flyer Points
    Frequent Flyer Points
    Shopping Protection
    Purchase Protection
    Refund Protection
    Smartphone Screen Insurance
    Smartphone Screen Insurance
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
    Entertainment
    Amex Experiences
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $108
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Smartphone Screen Insurance: Yes
Entertainment: Amex Experiences
American Express Explorer
American Express Explorer
  • Rate 23.99%
  • Rate Offer -
  • Annual Fee $395
  • BT Offer -
  • Min Income -
American Express Explorer
  • $400 Travel Credit Per Year
  • Centurion Lounge Access
  • $
    Cashback
    Cashback
    Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    2 Centurion Lounge accesses at Sydney or Melbourne international airports per year
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Refund Protection
    Smartphone Screen Insurance
    Smartphone Screen Insurance
    Hotel
    The Hotel Collection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $3,000
Annual Fee: $395
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Smartphone Screen Insurance: Yes
Travel Credit: $400 Travel Credit Per Year
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Airport Lounge: 2 Centurion Lounge accesses at Sydney or Melbourne international airports per year
Hotel: The Hotel Collection
American Express Low Rate
American Express Low Rate
  • Rate 10.99%
  • Rate Offer -
  • Annual Fee $0
  • BT Offer -
  • Min Income -
American Express Low Rate
  • Shopping Protection
    Purchase Protection
    Refund Protection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 10.99% p.a.
Minimum Credit Limit: $1,000
Annual Fee: $0
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
American Express Platinum
American Express Platinum
  • Rate -
  • Rate Offer -
  • Annual Fee $1,450
  • BT Offer -
  • Min Income -
American Express Platinum
  • $450 Travel Credit Per Year
  • Multiple Unlimited Lounge Access
  • $
    Cashback
    Cashback
    Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    Unlimited access for you and a guest to 1,800+ airport lounges including Centurion Lounge, Priority Pass and more
    Travel Services
    International Airline Program for savings of up to 20% on First and Business Class fares with leading airlines like Qantas Airways, Virgin Australia, Emirates and more.
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Refund Protection
    Concierge Service
    Concierge Service
    Dining
    $400 Global Dining Credit per year
    Hotel
    Fine Hotels & Resorts Program, Accor Plus membership valued at $349 p.a., Hotel Elite Status Program & International Airline Program
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
    Entertainment
    Amex Experiences and Digital news access with the Australian Premium Subscription
Annual Fee: $1450
Interest Free Days: 44 days
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Credit: $450 Travel Credit Per Year
Dining: $400 Global Dining Credit per year
Airport Lounge: Unlimited access for you and a guest to 1,800+ airport lounges including Centurion Lounge, Priority Pass and more
Entertainment: Amex Experiences and Digital news access with the Australian Premium Subscription
Travel Services: International Airline Program for savings of up to 20% on First and Business Class fares with leading airlines like Qantas Airways, Virgin Australia, Emirates and more.
Concierge Service: Yes
Hotel: Fine Hotels & Resorts Program, Accor Plus membership valued at $349 p.a., Hotel Elite Status Program & International Airline Program
American Express Platinum Edge
American Express Platinum Edge
  • Rate 23.99%
  • Rate Offer -
  • Annual Fee $195
  • BT Offer -
  • Min Income -
American Express Platinum Edge
  • $200 Travel Credit Per Year
  • $
    Cashback
    Cashback
    Frequent Flyer Points
    Frequent Flyer Points
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Refund Protection
    Smartphone Screen Insurance
    Smartphone Screen Insurance
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $3,000
Annual Fee: $195
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Annual Fee Offer: $0 in 1st year
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Interest Free Days: 55 days
Late Payment Fee: $30
Purchase Protection: Yes
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Smartphone Screen Insurance: Yes
Travel Insurance: Domestic & International Travel Insurance
Travel Credit: $200 Travel Credit Per Year
American Express Velocity Escape Plus
American Express Velocity Escape Plus
  • Rate 23.99%
  • Rate Offer -
  • Annual Fee $95
  • BT Offer -
  • Min Income -
American Express Velocity Escape Plus
  • $50 Travel Credit Per Year
  • Frequent Flyer Points
    Frequent Flyer Points
    Travel Insurance
    Domestic & International Travel Insurance
    Shopping Protection
    Purchase Protection
    Refund Protection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $2,000
Annual Fee: $95
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Travel Insurance: Domestic & International Travel Insurance
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Travel Credit: $50 Travel Credit Per Year
American Express Velocity Platinum
American Express Velocity Platinum
  • Rate 23.99%
  • Rate Offer -
  • Annual Fee $440
  • BT Offer -
  • Min Income -
American Express Velocity Platinum
  • Free Virgin Australia Economy domestic return flight & up to 100 Bonus Velocity Status Credits Yearly
  • Virgin Lounge Access
  • Frequent Flyer Points
    Frequent Flyer Points
    Airport Lounge Access
    Unlimited access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically. And for your guests travelling with you, 2 single entry passes to the Virgin Australia Lounge.
    Shopping Protection
    Purchase Protection
    Refund Protection
    Mobile Pay
    Apple Pay, Samsung Pay, Google Pay
Purchase Interest Rate: 23.99% p.a.
Minimum Credit Limit: $3,000
Annual Fee: $440
Additional Cardholders: Up to 4 additional cards for family members or friends at no extra fee
Interest Free Days: 55 days
Minimum Repayment: Greater of $30 or 2.5% of the closing balance
Late Payment Fee: $30
Purchase Protection: Yes
Travel Credit: Free Virgin Australia Economy domestic return flight & up to 100 Bonus Velocity Status Credits Yearly
Mobile Pay: Apple Pay, Samsung Pay, Google Pay
Airport Lounge: Unlimited access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically. And for your guests travelling with you, 2 single entry passes to the Virgin Australia Lounge.
ANZ First
ANZ First
  • Rate 20.99%
  • Rate Offer -
  • Annual Fee $30
  • BT Offer -
  • Min Income -
ANZ First
  • $220 Cashback
  • Shopping Protection
    Purchase Protection
    Mobile Pay
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
    Entertainment
    Visa Entertainment
Purchase Interest Rate: 20.99% p.a.
Minimum Credit Limit: $1,000
Annual Fee: $30
Additional Cardholders: Up to 3 additional cardholders at no extra cost
Interest Free Days: 55 days
Minimum Repayment: Greater of $25 or 2% of the closing balance
Cash Advance Rate: 21.99% p.a.
Late Payment Fee: $20
Purchase Protection: Yes
Mobile Pay: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Entertainment: Visa Entertainment